109 E 6th St, Lindsay, TX 76250 Property Records

Cooke County property record for 109 E 6th St, Lindsay, TX 76250

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 2001
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Nov 2015)
Tax Bill	$5,855 (2026)
Deeds & Mortgages	May 2023 Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2830-004-00003`

Property Details

APN / Parcel Number

Primary APN	`2830-004-00003`
Alternative APN	`109048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,492 sqft Living Area
Gross Area	2,900 sqft
1st Floor Area	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Mixed
Garage Area	1,188 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2830-004-00003
Street Address	109 E 6TH ST
City	LINDSAY
State	TX
Zip	76250-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDSAY TOWN OF; BLOCK 4; LOT 3-5 E PT OF; ACRES .287
Legal Subdivision	LINDSAY TOWN OF
Legal Block	4
Legal Lot Number	3-5
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	1
Census Block	1106
Census Tract	200

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E 6TH ST, LINDSAY, TX 76250-2100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Mar 13, 2023	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2015 · Amount on Record
Deed Sale	Nov 5, 2015 · Amount on Record
Prior Sale	Apr 21, 2014
Deed Document Number	201561398
Deed Book / Page	2038 / 585
Last Transfer Date	Mar 10, 2023
Transfer Doc	002567/392
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	109 E 6TH ST, LINDSAY, TX 76250-2100
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 6TH ST, LINDSAY, TX 76250-2100

Mortgage

Document Number	002580/401
Date	May 22, 2023
Book Page	2580/401
Instrument	2023-3438

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	8.37%
Max Rate At Change	10.3%
Index	Other
Max Rate	18%

March 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	COOKE TX
Recording Date	Mar 13, 2023
Property Address	109 E 6TH ST, LINDSAY, TX 76250-2100
Document Number	002567/392
Book / Page	2567 / 392
Map Reference	CAB B SL 91
Instrument Date	Mar 10, 2023
Instrument	2023-1597
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 CENTER HILL RD, GAINESVILLE, TX 76240-6899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 6TH ST, LINDSAY, TX 76250-2100

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Lindsay City
Unified School District	Lindsay Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,855.00 (+26.7%) Homeowner's exemption	$323,818 (-1.7%) Land $65,804 Building $258,014	$323,818 (-1.7%) Land $65,804 Building $258,014
2025	$4,621.00 (-7.41%) Homeowner's exemption	$329,419 (+10.83%) Land $65,804 Building $263,615	$329,419 (+10.83%) Land $65,804 Building $263,615
2024	$4,991.00 (-3.37%)
2023		$297,242 Land $37,500 Building $259,742	$297,242 Land $37,500 Building $259,742
2022	$5,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	24 (1981–2007)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 7 claims Severe Storms, Tornadoes & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDSAY serves 1,050 people · EPA ID TX0490003
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8, Nextlink.

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