Ocean County and Ship Bottom Borough property record for 109 E 5th St, Ship Bottom, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,184 sqft · built 1998 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Dec 1997) |
| Tax Bill | $15,814 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 29-00130-0000-00017-01 |
| Primary APN | 29-00130-0000-00017-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,184 sqft Living Area |
| Gross Area | 5,304 sqft |
| Basement Area | 2,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 2900130000000017 |
|---|---|
| Street Address | 109 E 5TH ST |
| City | SHIP BOTTOM |
| State | NJ |
| Zip | 08008-4751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 60X100 |
| Legal Subdivision | EDGEWATER BCH/ISLAND/LONG BCH |
| Legal Block | 130 |
| Legal Lot Number | 17.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | SHIP BOTTOM |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 739000 |
109 E 5th St is owned by two individuals who bought it in December 1997.
Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 NEMORAL ST, A, WARMINSTER, PA 18974-4645 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 1997 · Amount on File |
| Deed Sale | Dec 19, 1997 · Amount on File |
| Deed Document Number | 199788045 |
| Deed Book / Page | 5533 / 608 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 109 E 5th St was $15,814, up 3% from the year before.
Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ship Bottom Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,274,300 (-) Land $550,000 Building $724,300 | $1,274,300 (-) Land $550,000 Building $724,300 | |
| 2025 | $15,814.00 (+2.99%) | $1,274,300 Land $550,000 Building $724,300 | $1,274,300 Land $550,000 Building $724,300 |
| 2024 | $15,355.00 | ||
| 2023 | $1,274,300 Land $550,000 Building $724,300 | $1,274,300 Land $550,000 Building $724,300 | |
| 2022 | $13,494.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 E 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 714 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 837 units insured incl. 123 condo units |
| Nearby Flood Claims | 581 (1978–2022) |
| Claims Outside the SFHA | 6 of 581 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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