109 E 49th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 109 E 49th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,000 sqft · built 1955
Lot Size	0.228 acres (9,940 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2001)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0154-115-14-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-115-14-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	2,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,940 sqft (0.228 acres)
Lot Dimensions	142 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Heated Pool
Porch	Patio/Porch
Porch Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 E 49TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3718 LOT 30
Legal Subdivision	TRACT 3718
Legal Tract	3718
Legal Block	1
Legal Lot Number	30
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1006
Census Tract	4505

Owner

109 E 49th St is owned and occupied by an individual who acquired it in September 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	109 E 49TH ST, SAN BERNARDINO, CA 92404-1101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIDELITY BANCORP
Feb 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARROWHEAD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2001 · Amount on File
Deed Sale	Mar 8, 2001 · Amount on File
Deed Document Number	200187253
Last Transfer Date	Sep 10, 2020
Transfer Doc	0000347792
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	109 E 49TH ST, SAN BERNARDINO, CA 92404-1101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000464647
Date	Dec 17, 2019
Instrument	2019-0464647

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 16, 2020
Property Address	109 E 49TH ST, SAN BERNARDINO, CA 92404-1101
Document Number	0000347792
Map Reference	MB 50 PG 13
Instrument Date	Sep 10, 2020
Instrument	2020-0347792
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 49TH ST, SAN BERNARDINO, CA 92404-1101

Mortgage

Document Number	0000347793
Date	Sep 16, 2020
Instrument	2020-0347793

Lender

Name	FIDELITY BANCORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	109 E 49TH ST, SAN BERNARDINO, CA 92404-1101
Document Number	0000051808
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 49TH ST SAN BERNARDINO CA 924041101, SAN BERNARDINO, CA 92404-1101

Mortgage

Document Number	0000051808
Date	Feb 19, 2019
Instrument	51808

Lender

Name	ARROWHEAD CU
Type	Credit Union
Address	RANCHO CUCAMONGA, CA 91729

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 18, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 109 E 49th St was $2,907 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$230,548 (+2%) Land $57,637 Building $172,911
2025	$2,907.00 Homeowner's exemption	$226,028 Land $56,507 Building $169,521
2023	$2,771.00 (-0.07%) Homeowner's exemption	$217,251 Land $54,313 Building $162,938
2022	$2,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 E 49th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E 49th St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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