109 E 39th St, Norfolk, VA 23504 Property Records

Norfolk City property record for 109 E 39th St, Norfolk, VA 23504

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,227 sqft · built 1900
Lot Size	0.094 acres (4,099 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Feb 2017)
Tax Bill	$3,892 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Feb 2017 Sale
APN	`22410990`

Property Details

APN / Parcel Number

Primary APN	`22410990`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,227 sqft Total Area
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,099 sqft (0.094 acres)
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	109 E 39TH ST
City	NORFOLK
State	VA
Zip	23504-1001
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C2
Legal Description	3 30FT J H CRUSER PROP
Legal Subdivision	JAMES H CRUSER & M E ADDENBROOK
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1012
Census Tract	2800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cruser Place Historic District listed 2021 · 76 contributing resources · NRIS 100006501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	105 BEACH AVE, NORFOLK, VA 23504-1068
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK NA
Feb 23, 2017	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Prior Sale	Aug 23, 2016 · Amount on Record
Deed Document Number	20173871
Prior Transfer Date	Jun 14, 2016
Prior Transfer Doc	0000017938
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	109 E 39TH ST, NORFOLK, VA 23504-1001
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	BRIDGETRUST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190003739
Date	Mar 5, 2019
Instrument	190003739

Lender

Name	FULTON BANK NA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Feb 23, 2017
Property Address	109 E 39TH ST, NORFOLK, VA 23504-1001
Document Number	0170003871
Instrument Date	Feb 20, 2017
Instrument	170003871
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BEACH AVE, NORFOLK, VA 23504-1068

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,892.00 (+7.45%)	$311,400 (+5.74%) Land $72,500 Building $238,900	$311,400 (+5.74%) Land $72,500 Building $238,900
2025	$3,622.00 (+6.75%)	$294,500 (+8.47%) Land $63,000 Building $231,500	$294,500 (+8.47%) Land $63,000 Building $231,500
2023	$3,393.00	$271,500 Land $63,000 Building $208,500	$271,500 Land $63,000 Building $208,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 92 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	119 units insured incl. 27 condo units
Nearby Flood Claims	147 (1982–2019)
Claims Outside the SFHA	20 of 147
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 18 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 39 claims Hurricane Isabel, Sep 2003 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

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