109 E 28th St, Wilmington, DE 19802 Property Records

New Castle County property record for 109 E 28th St, Wilmington, DE 19802

Property Summary

Property TypeDuplex
Details3 bd · 1 ba · 1,120 sqft · built 1932
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Sep 2024)
Tax Bill$1,225 (2025)
Deeds & MortgagesApr 2024 Mortgage
Sep 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN26-022.20-468

Property Details

APN / Parcel Number

Primary APN26-022.20-468

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,120 sqft Living Area
1st Floor Area560 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleDuplex Single
Exterior MaterialBrick
Roof TypeFlat
Roof MaterialWood
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions83 ft deep x 23 ft wide
Garage TypeDetached
Garage Area162 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address109 E 28TH ST
CityWILMINGTON
StateDE
Zip19802-3602
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code26R-3
Legal DescriptionLEGAL-BEG ON NELY SIDE OF 28TH ST AT DIS OF 24 FT 6 IN NWLY FROM NWLY SIDE OF JESSUP ST
Legal SubdivisionWILMINGTON
Legal Block1555
Legal Lot Number11
JurisdictionNEW CASTLE DE
Township / Civil DivisionWILMINGTON
Census Block Group1
Census Block1004
Census Tract602

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 E 28TH ST, WILMINGTON, DE 19802-3602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 17, 2024Deed of Trust, Mortgage
CITY OF WILMINGTON
Sep 17, 2024Deed, Transfer · FHA Mortgage
MERIDIAN BANK
Feb 18, 2021Deed, Transfer
Dec 2, 2019Grant Deed, Transfer
ATTORNEY ONLY
Apr 1, 2019Deed, Construction Loan · Construction Mortgage
FIRST RESOURCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2024 · Amount on Record
Deed SaleSep 17, 2024 · Amount on Record
Prior SaleFeb 18, 2021 · Amount on Record
Deed Document Number202462057
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address109 E 28TH ST, WILMINGTON, DE 19802-3602
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E 28TH ST, WILMINGTON, DE 19802-3602

Mortgage

Document Number0000020019
DateApr 2, 2024
Instrument20240402-0020019
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address109 E 28TH ST, WILMINGTON, DE 19802-3602
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 W 26TH ST, WILMINGTON, DE 19802-3440

Mortgage

Document Number0000062063
DateSep 17, 2024
Instrument20240917-0062063
Lender
NameCITY OF WILMINGTON
TypeGovernment Agency
AddressWILMINGTON, DE 19801
Agreement
AmountAmount Recorded

September 2024: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateSep 17, 2024
Property Address109 E 28TH ST, WILMINGTON, DE 19802-3602
Document Number0000062057
Map ReferenceDOC 20210218-0019924
Instrument DateJul 31, 2024
Instrument20240917-0062057
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E 28TH ST, WILMINGTON, DE 19802-3602

Mortgage

Document Number0000062061
DateSep 17, 2024
Instrument20240917-0062061
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2054

Mortgage

Document Number0000062062
DateSep 17, 2024
Instrument20240917-0062062
Lender
NameDELAWARE STATE HOUSING AUTHORITY
TypeGovernment Agency
AddressDOVER, DE 19901
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateFeb 18, 2021
Property Address109 E 28TH ST, WILMINGTON, DE 19802-3602
Document Number0000019924
Instrument DateOct 21, 2020
Instrument20210218-0019924
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address245 OLIVINE CIR, TOWNSEND, DE 19734-2011

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E 28TH ST, WILMINGTON, DE 19802-3602

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEW CASTLE DE
Recording DateDec 2, 2019
Property Address109 E 28TH ST, WILMINGTON, DE 19802-3602
Document Number0000096808
Instrument DateNov 23, 2019
Instrument96808
Transaction TypeTransfer
Record UpdatedDec 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$875.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 OLIVINE CIR TOWNSEND DE 197342011, TOWNSEND, DE 19734-2011

April 2019: Deed, Construction Loan

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateApr 1, 2019
Property Address109 E 28TH ST, WILMINGTON, DE 19802-3602
Document Number0000022993
Instrument DateMar 28, 2019
Instrument20190401-0022993
Transaction TypeConstruction Loan
Record UpdatedJul 27, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9024 AYDALE CRESCENT, PHILADELPHIA, PA 19128-1047
InvestorPossibly a Property Investor

Mortgage

Document Number0000022996
DateApr 1, 2019
Instrument20190401-0022996
Lender
NameFIRST RESOURCE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityWilmington City
Unified School DistrictBrandywine School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,225.00 (+47.24%)$191,000 (+572.54%) Land $24,400 Building $166,600
2023$832.00$28,400 (-) Land $2,800 Building $25,600
2022$28,400 Land $2,800 Building $25,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILMINGTON WATER DEPARTMENT
serves 107,976 people · EPA ID DE0000663
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,073 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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