Tulsa County property record for 109 E 21st St, Owasso, OK 74055
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,432 sqft · built 1978 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Sep 2026) |
| Tax Bill | $1,627 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61045-14-19-16470 |
| Primary APN | 61045-14-19-16470 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| Gross Area | 2,864 sqft |
| 1st Floor Area | 1,432 sqft |
| Basement Area | 1,432 sqft |
| Laundry Room | Laundry Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,977 sqft (0.252 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Porch | Porch |
| Porch Area | 90 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R61045141916470 |
|---|---|
| Street Address | 109 E 21ST ST |
| City | OWASSO |
| State | OK |
| Zip | 74055-4417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | LT 21 BLK 7 |
| Legal Range | 14E |
| Legal Township | 21N |
| Legal Section | 19 |
| Legal Subdivision | ATOR HGTS FOURTH |
| Legal Block | 7 |
| Legal Lot Number | 21 |
| Jurisdiction | TULSA OK |
| Township / Civil Division | TULSA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5801 |
109 E 21st St is owned and occupied by two individuals who bought it in September 2026.
Source: Tulsa County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 E 21ST ST, OWASSO, OK 74055-4417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TULSA TEACHERS CU |
| Mar 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TTCU THE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on File |
| Deed Sale | Sep 3, 2026 · Amount on File |
| Prior Sale | Apr 1, 1986 · Amount on File |
| Deed Document Number | 202681146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TULSA OK |
| Recording Date | Sep 3, 2026 |
| Property Address | 109 E 21ST ST, OWASSO, OK 74055-4417 |
| Document Number | 0000081146 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202681146 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,602.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 109 E 21ST ST, OWASSO, OK 74055-4417 |
| Document Number | 0000081147, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 202681147 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TULSA OK |
| Property Address | 109 E 21ST ST, OWASSO, OK 74055-4417 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041990 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021041990 |
| Name | TULSA TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | TULSA, OK 74133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TULSA OK |
| Property Address | 109 E 21ST ST, OWASSO, OK 74055-4417 |
| Document Number | 0000030298 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | INTEGRITY TITLE AND CLOSING SERVICES, INTEGRITY TITLE & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 E 21ST ST OWASSO OK 740554417, OWASSO, OK 74055-4417 |
| Document Number | 0000030298 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 30298 |
| Name | TTCU THE CU |
|---|---|
| Type | Credit Union |
| Address | TULSA, OK 74133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 3, 2022 |
The 2025 property tax bill for 109 E 21st St was $1,627.
Source: Tulsa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Tulsa County |
| Municipality | Owasso City |
| Unified School District | Owasso Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,627.00 | $14,442 Land $1,609 Building $12,833 | $202,300 Land $22,527 Building $179,773 |
| 2023 | $1,481.00 (+3.28%) | $13,555 (+3.23%) Land $1,581 Building $11,974 | $193,123 (+36.74%) Land $22,527 Building $170,596 |
| 2022 | $1,434.00 Homeowner's exemption | $13,131 Land $2,094 Building $11,037 | $141,230 Land $22,527 Building $118,703 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 E 21st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 E 21st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWASSO serves 23,000 people · EPA ID OK3007218 |
|---|---|
| Water Source | Purchased surface water from TULSA |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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