109 E 18th St, Benton, KY 42025 Property Records

Marshall County property record for 109 E 18th St, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$139,500 (Oct 2022)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0B-09-03-065`

Property Details

APN / Parcel Number

Primary APN	`0B-09-03-065`
Alternative APNs	`1096880` `831840`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1096880
Street Address	109 E 18TH ST
City	BENTON
State	KY
Zip	42025-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PARKVIEW HEIGHTS ADDITION
Legal Lot Number	25
Jurisdiction	MARSHALL KY
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1077
Census Tract	950400

Owner

Source: Marshall County records · APN 0B-09-03-065

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 E 18TH ST, BENTON, KY 42025-1712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Jun 11, 2008 · Amount on Record
Deed Document Number	20221092149
Deed Book / Page	500 / 630
Prior Transfer Date	Oct 08, 2004
Prior Transfer Doc	DEED360/619
Record Updated	Jun 08, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Oct 11, 2022
Property Address	109 E 18TH ST, BENTON, KY 42025-1712
Document Number	000500/630
Book / Page	500 / 630
Map Reference	MB 86 PG 51
Instrument Date	Oct 11, 2022
Instrument	1092149
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$139.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 E 18TH ST, 109, BENTON, KY 42025-1712

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	109 E 18TH ST, BENTON, KY 42025-1712

Mortgage

Document Number	0001092157
Date	Oct 11, 2022
Instrument	1092157

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Marshall County records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Benton City
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,242.00 (-5.34%)	$139,500 (-) Land $12,000 Building $127,500	$139,500 (+48.4%) Land $12,000 Building $127,500
2023	$1,312.00	$139,500
2022			$94,000 Land $9,000 Building $85,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marshall County (21157C), updated January 12, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211579504001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	21 (1979–2016)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Jul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides, Jul 2016 · 4 claims Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 199 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	BENTON WATER & SEWER serves 7,981 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.