109 E 15th St, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 109 E 15th St, Ship Bottom, NJ 08008 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 360 sqft · built 1950
Lot Size	0.039 acres (1,699 sqft)
Owner	Individual Name on File
Tax Bill	$8,604 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`29-00076-0000-00022-01`

Property Details

APN / Parcel Number

Primary APN	`29-00076-0000-00022-01`
Alternative APNs	`29000760000000220001` `2900076000000022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	360 sqft Living Area
1st Floor Area	360 sqft 1st Floor
Stories	1 Story

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cottage
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	1,699 sqft (0.039 acres)
Lot Dimensions	100 ft deep x 20 ft wide
Porch	Enclosed Block Porch

Location & Zoning

Old Parcel Number	2900076000000022
Street Address	109 E 15TH ST
City	SHIP BOTTOM
State	NJ
Zip	08008-4450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20X100 IR
Legal Subdivision	BEACH ARLINGTON CUMMINGS BROTH
Legal Block	76
Legal Lot Number	22.1
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	3
Census Block	3027
Census Tract	739000

Owner

Source: Ocean County and Ship Bottom Borough records · APN 29-00076-0000-00022-01

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 E 15TH ST, SHIP BOTTOM, NJ 08008-4450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	109 E 15TH ST, SHIP BOTTOM, NJ 08008-4450
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192230180
Date	Nov 14, 2022
Book Page	19223/180
Instrument	2022118244

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Sep 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ocean County and Ship Bottom Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$693,300 (-) Land $341,400 Building $351,900	$693,300 (-) Land $341,400 Building $351,900
2025	$8,604.00 (+2.99%)	$693,300 (-) Land $341,400 Building $351,900	$693,300 (-) Land $341,400 Building $351,900
2024	$8,354.00 (+13.78%)
2023		$693,300 Land $341,400 Building $351,900	$693,300 Land $341,400 Building $351,900
2022	$7,342.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	7.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.