109 E 10th St, Mc Cook, NE 69001 Property Records

Red Willow County property record for 109 E 10th St, Mc Cook, NE 69001

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 982 sqft · built 1920
Lot Size	0.301 acres (13,125 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Apr 2026)
Tax Bill	$1,113 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001734900`

Property Details

APN / Parcel Number

Primary APN	`001734900`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	982 sqft Living Area
1st Floor Area	982 sqft
Basement Area	416 sqft
Finished Basement	208 sqft
Unfinished Basement	208 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,125 sqft (0.301 acres)
Lot Dimensions	125 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Shed	1 Shed
Shed Area	448 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	109 E 10TH ST
City	MC COOK
State	NE
Zip	69001-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW GROVE ADDITION MCCOOK BLK 6, N 5 FT LOT 9 & ALL LOT 10 & 11
Legal Range	29W
Legal Township	03N
Legal Subdivision	WILLOW GROVE ADD
Legal Block	6
Legal Lot Number	9-11
Jurisdiction	RED WILLOW NE
Township / Civil Division	MCCOOK
Census Block Group	4
Census Block	4037
Census Tract	963300

Owner

Source: Red Willow County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E 10TH ST, MC COOK, NE 69001-3824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
May 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK
Apr 20, 2026	Correction Deed, Transfer CONSUMER TITLE
Apr 20, 2026	Correction Deed, Transfer CONSUMER TITLE
Apr 15, 2026	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	May 24, 2024 · Amount on Record
Deed Document Number	2026470
Prior Transfer Date	Apr 9, 2026
Prior Transfer Doc	0000000503
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RED WILLOW NE
Property Address	109 E 10TH ST, MCCOOK, NE 69001-3824
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 DAVENPORT AVE, CULBERTSON, NE 69024-2002

Mortgage

Document Number	0202400703
Date	May 24, 2024
Instrument	2024-00703

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

April 2026: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	RED WILLOW NE
Recording Date	Apr 20, 2026
Property Address	109 E 10TH ST, MC COOK, NE 69001-3824
Document Number	0000000502
Instrument Date	Apr 9, 2026
Instrument	2026502
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CONSUMER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	RED WILLOW NE
Recording Date	Apr 20, 2026
Property Address	109 E 10TH ST, MC COOK, NE 69001-3824
Document Number	0000000503
Instrument Date	Apr 9, 2026
Instrument	2026503
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CONSUMER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RED WILLOW NE
Recording Date	Apr 15, 2026
Property Address	109 E 10TH ST, MC COOK, NE 69001-3824
Document Number	0000000470
Instrument Date	Apr 9, 2026
Instrument	2026.470
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	CONSUMER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,603.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 10TH ST, MC COOK, NE 69001-3824

Mortgage

Document Number	0000000471,
Date	Apr 15, 2026
Instrument	2026..471

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Red Willow County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Red Willow County
Municipality	McCook City
Unified School District	McCook Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,113.00 (+9.66%)	$87,859 (+21.53%) Land $8,050 Building $79,809	$87,859 (+21.53%) Land $8,050 Building $79,809
2024	$1,015.00
2023	Homeowner's exemption	$72,296 Land $5,000 Building $67,296	$72,296 Land $5,000 Building $67,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	May 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCCOOK serves 7,450 people · EPA ID NE3114504
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber · Cable in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pinpoint Communications, Viaero Wireless, Vistabeam.

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