109 Dune Rd, Water Mill, NY 11976 Property Records

Suffolk County and Southampton Town property record for 109 Dune Rd, Water Mill, NY 11976 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,100 sqft · built 2007
Lot Size	0.56 acres (24,394 sqft)
Owner	Company Name on File
Tax Bill	$22,520 (2020)
Deeds & Mortgages	Feb 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0900-385.00-02.00-006.000`

Property Details

APN / Parcel Number

Primary APN	`0900-385.00-02.00-006.000`
Alternative APNs	`473689 385.000-0002-006.000` `368938500000020060000000` `473600517980`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,100 sqft Living Area
1st Floor Area	3,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	24,394 sqft (0.56 acres)
View / Lot	Below Average
Porch	Open Porch
Porch Area	1,860 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	109 DUNE RD
City	WATER MILL
State	NY
Zip	11976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90 NEW PL/DK +1450 FIN
Legal Subdivision	MAP OF SECTION 1 HAMPTON BEACH
Legal Block	2
Legal Lot Number	6
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3029
Census Tract	190604

Owner

Source: Suffolk County and Southampton Town records · APN 0900-385.00-02.00-006.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	183 MADISON AVE # 160, 160, NY
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 2009
Deed Sale	Aug 07, 2009
Prior Sale	Jul 14, 2009 · Amount on Record
Deed Book / Page	12595 / 974
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	109 DUNE RD, EAST QUOGUE, NY 11942
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY, INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236430253
Date	Feb 24, 2025
Book Page	23643/253

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Jan 01, 2032

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	East Quogue Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,734,900 (-) Land $868,500 Building $866,400
2024			$2,753,809 (+10.32%) Land $1,378,571 Building $1,375,238
2023		$1,734,900 Land $868,500 Building $866,400	$2,496,259 Land $1,249,640 Building $1,246,619
2020	$22,520.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031906043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 129 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	169 (1978–2024)
Claims Outside the SFHA	23 of 169
Most Recent Claim	Jan 2024, rainfall accumulation
Claims By Storm	Hurricane Sandy, Oct 2012 · 51 claims Hurricane Irene, Aug 2011 · 20 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Optimum Communications	Cable	940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.