109 Dora Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 109 Dora Ave, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,056 sqft · built 1953
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$372,000 (Jul 2021)
Tax Bill	$12,294 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00040-0000-00050`

Property Details

APN / Parcel Number

Primary APN	`64-00040-0000-00050`
Alternative APN	`640004000050`

Interior

Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Stucco
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Street Address	109 DORA AVE
City	WALDWICK
State	NJ
Zip	07463-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	75X100
Legal Subdivision	RIDGEWALD HLNDS
Legal Block	40
Legal Lot Number	50
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3002
Census Tract	56100

Owner

109 Dora Ave is owned and occupied by an individual who bought it in July 2021.

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 DORA AVE, WALDWICK, NJ 07463-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Deed Document Number	2021110042
Deed Book / Page	4260 / 1216
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 8, 2021
Property Address	109 DORA AVE, WALDWICK, NJ 07463-2234
Document Number	0042601216
Book / Page	4260 / 1216
Instrument Date	May 8, 2021
Instrument	2021110042
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,946.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 PROSPECT RD, 79, PARSIPPANY, NJ 07054-2510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DORA AVE, WALDWICK, NJ 07463-2234

Mortgage

Document Number	0042601221
Date	Jul 8, 2021
Book Page	4260/1221
Instrument	2021110043

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 109 Dora Ave was $12,294, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,700 (-) Land $315,000 Building $220,700	$535,700 (-) Land $315,000 Building $220,700
2025	$12,294.00 (+3.66%)	$535,700 Land $315,000 Building $220,700	$535,700 Land $315,000 Building $220,700
2024	$11,860.00
2023		$361,600 Land $255,000 Building $106,600	$361,600 Land $255,000 Building $106,600
2022	$10,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Dora Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Dora Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20