Dare County property record for 109 Dock's Ct, Duck, NC 27949 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,873 sqft · built 1984 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Nov 2020) |
| Tax Bill | $5,086 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 995010478349 |
| Primary APN | 995010478349 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,873 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| View / Lot | Ocean |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 995010478349 |
|---|---|
| Street Address | 109 DOCKS CT |
| City | DUCK |
| State | NC |
| Zip | 27949-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 34 BLK: SEC: PL: A SL: 71 |
| Legal Subdivision | CAFFEY'S INLET HAMLET |
| Legal Lot Number | 34 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970101 |
Source: Dare County records · APN 995010478349
Assessment roll updated October 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 DOCKS CT, KITTY HAWK, NC 27949-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Nov 09, 2020 | Warranty Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jan 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2020 · Amount on Record |
| Deed Sale | Nov 09, 2020 · Amount on Record |
| Deed Document Number | 2020700087123 |
| Deed Book / Page | 2433 / 149 |
| Prior Transfer Date | Mar 06, 2009 |
| Prior Transfer Doc | 1794/394 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Nov 09, 2020 |
| Property Address | 109 DOCKS CT, DUCK, NC 27949-9423 |
| Document Number | 2433/149 |
| Book / Page | 2433 / 149 |
| Map Reference | CAB A SL 71 |
| Instrument Date | Nov 09, 2020 |
| Instrument | 700087123 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 DOCKS CT, 109, DUCK, NC 27949-9423 |
| Name | Verified Name |
|---|---|
| Address | 109 DOCKS CT, DUCK, NC 27949-9423 |
| Document Number | 700087124 |
|---|---|
| Date | Nov 09, 2020 |
| Instrument | 700087124 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jan 24, 2017 |
| Property Address | 109 DOCKS CT, DUCK, NC 27949-9423 |
| Document Number | 2146/392 |
| Book / Page | 2146 / 392 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 700034948 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 HEARTWOOD DR APT 309, 500, CROSBY, MN 56441-5617 |
| Name | Verified Name |
|---|---|
| Address | 72 STANLEY RD, MONROE, CT 06468-1089 |
| Document Number | 2146/394 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 2146/394 |
| Instrument | 700034949 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Dare County records · Assessment roll updated October 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Duck Town |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,086.00 (+44.24%) | $972,600 (+106.85%) Land $450,000 Building $522,600 | |
| 2023 | $3,526.00 | $470,200 Land $202,500 Building $267,700 | |
| 2020 | $972,600 Land $450,000 Building $522,600 |
Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559701011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1,132 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,493 units insured 361 under condo master policies |
| Nearby Flood Claims | 732 (1978–2024) |
| Claims Outside the SFHA | 327 of 732 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Potential Tropical Cyclone Eight |
| Claims By Storm |
|
| Wildfire Risk | Low above 2% of the US · above 1% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 198 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ripple Fiber | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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