Jo Daviess County property record for 109 Division St, Hanover, IL 61041
| Property Type | Single Family Home |
|---|---|
| Details | 1,196 sqft · built 1974 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Nov 2025) |
| Tax Bill | $2,961 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-001-215-06 |
| Primary APN | 09-001-215-06 |
|---|
| Building Area | 1,196 sqft Living Area |
|---|
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 109 DIVISION ST |
|---|---|
| City | HANOVER |
| State | IL |
| Zip | 61041-9634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PETESCH SUB. BLOCK 1 LOT 3 |
| Legal Subdivision | PETESCH SUB |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | JO DAVIESS IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 3 |
| Census Block | 3077 |
| Census Tract | 20402 |
109 Division St is owned and occupied by an individual who bought it in November 2025.
Source: Jo Daviess County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 DIVISION ST, HANOVER, IL 61041-9634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on File |
| Deed Sale | Nov 26, 2025 · Amount on File |
| Prior Sale | Jan 20, 2021 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 109 Division St was $2,961, up 1.3% from the year before.
Source: Jo Daviess County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jo Daviess County |
| County Subdivision | Hanover Township |
| Municipality | Hanover Village |
| Unified School District | River Ridge Community Unit School District 210 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,961.00 (+1.3%) | $39,166 (+10.11%) Land $1,235 Building $37,931 | $117,509 (+10.11%) Land $3,705 Building $113,804 |
| 2024 | $2,923.00 | $35,570 Land $1,122 Building $34,448 | $106,720 Land $3,366 Building $103,354 |
| 2022 | $3,020.00 | $30,714 Land $969 Building $29,745 | $92,151 Land $2,907 Building $89,244 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Division St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2001–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANOVER serves 863 people · EPA ID IL0850250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jo-Carroll Energy Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
May also be available: Nextlink.
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