109 Devonshire Cir, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 109 Devonshire Cir, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,498 sqft · built 1985
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Jul 2015)
Tax Bill	$5,702 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`COM-0015118`

Property Details

APN / Parcel Number

Primary APN	`COM-0015118`
Alternative APNs	`42001391200004088000` `264200 139.12-4-88`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	418 sqft
Finished Basement	418 sqft
Game Room	Game Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	11,326 sqft (0.26 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	COM-0015118
Street Address	109 DEVONSHIRE CIR
City	PENFIELD
State	NY
Zip	14526-2666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L26 TWP 13 RNG 4 LOT 12 DEVONSHIRE VLG SEC
Legal Subdivision	DEVONSHIRE VILLAGE SUBDIVISION
Legal Block	4
Legal Lot Number	88.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2004
Census Tract	11601

Owner

109 Devonshire Cir is owned and occupied by an individual who bought it in July 2015.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	109 DEVONSHIRE CIR, PENFIELD, NY 14526-2666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit ESL FCU
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2015 · Amount on File
Deed Sale	Jul 20, 2015 · Amount on File
Prior Sale	Jul 9, 2008 · Amount on File
Deed Document Number	2015799
Deed Book / Page	11564 / 203
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	109 DEVONSHIRE CIR, PENFIELD, NY 14526-2666
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000718
Date	Jun 15, 2023
Book Page	30328/9
Instrument	202306150718

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	109 DEVONSHIRE CIR, PENFIELD, NY 14526-2666
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000719
Date	Jun 15, 2023
Book Page	30328/18
Instrument	202306150719

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	109 DEVONSHIRE CIR, PENFIELD, NY 14526-2666
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000070
Date	Apr 1, 2021
Book Page	29122/70
Instrument	202104011027

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 109 Devonshire Cir was $5,702, up 5.4% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,702.00 (+5.4%)
2025	$5,410.00	$172,600 Land $38,400 Building $134,200	$230,100 Land $51,193 Building $178,907
2023		$172,600 (-) Land $38,400 Building $134,200	$183,600 (+6.37%) Land $40,847 Building $142,753
2022		$172,600 Land $38,400 Building $134,200	$172,600 Land $38,400 Building $134,200
2021	$5,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Devonshire Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Devonshire Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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