109 Dennison St, Oxford, MI 48371 Property Records

Oakland County property record for 109 Dennison St, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,451 sqft · built 1951
Lot Size	0.517 acres (22,521 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Aug 2012)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PO-04-27-126-025`

Property Details

APN / Parcel Number

Primary APN	`PO-04-27-126-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,451 sqft Living Area
1st Floor Area	1,451 sqft
Basement Area	618 sqft
Unfinished Basement	618 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	22,521 sqft (0.517 acres)
Lot Dimensions	187 ft deep x 120 ft wide
Garage Area	731 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	109 DENNISON ST
City	OXFORD
State	MI
Zip	48371-4630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T5N, R10E, SEC 27 DENISON'S DIVISION W 30 FT OF LOT 7 & E 90 FT OF LOT 8 BLK 2
Legal Range	10E
Legal Township	05N
Legal Section	27
Legal Subdivision	DENISON'S DIVISION
Legal Block	2
Legal Lot Number	7-8
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1007
Census Tract	121500

Owner

109 Dennison St is owned and occupied by an individual who bought it in August 2012.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	109 DENNISON ST, OXFORD, MI 48371-4630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY & HM IMPROVEMENT DIV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2012 · Amount on File
Deed Sale	Aug 8, 2012 · Amount on File
Prior Sale	Feb 9, 2011 · Amount on File
Deed Document Number	2012168796
Deed Book / Page	44518 / 748
Prior Transfer Date	Sep 25, 2006
Prior Transfer Doc	0000249556
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	109 DENNISON ST, OXFORD, MI 48371-4630
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DENNISON ST, OXFORD, MI 48371-4630

Mortgage

Document Number	0000300651
Date	Jan 21, 2022
Book Page	57333/548
Instrument	300651

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	109 DENNISON ST, OXFORD, MI 48371-4630
Document Number	0000176077
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	109 DENNISON ST OXFORD MI 483714630, OXFORD, MI 48371-4630

Mortgage

Document Number	0000176077
Date	Oct 29, 2018
Book Page	052308/000195
Instrument	176077

Lender

Name	COMMUNITY & HM IMPROVEMENT DIV
Address	PONTIAC, MI 48341-0414

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 109 Dennison St was $2,438 with a homeowner's exemption, up 4.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Municipality	Oxford Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,438.00 (+4.23%) Homeowner's exemption	$134,830	$269,660
2024	$2,339.00
2023		$120,620	$241,240
2021	$1,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Dennison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Dennison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OXFORD serves 3,540 people · EPA ID MI0005130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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