109 Deertrack Dr, Forest, VA 24551 Property Records

Bedford County property record for 109 Deertrack Dr, Forest, VA 24551 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,562 sqft · built 1990
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jun 2026)
Tax Bill	$1,764 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`81A 13 23`

Property Details

APN / Parcel Number

Primary APN	`81A 13 23`
Alternative APNs	`8110000` `530328`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,562 sqft Living Area
1st Floor Area	1,319 sqft
Basement Area	1,319 sqft
Finished Basement	1,319 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	92,783 sqft (2.13 acres)
Porch	Porch
Porch Area	184 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	109 DEERTRACK DR
City	FOREST
State	VA
Zip	24551-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IVY HILL LT 23 BK 3 SC 2
Legal Subdivision	IVY HILL
Legal Block	3
Legal Lot Number	23
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	3
Census Block	3004
Census Tract	30101

Owner

Source: Bedford County records · APN 81A 13 23

Assessment roll updated August 1, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 DEERTRACK DR, FOREST, VA 24551-1003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Sep 22, 2020	Warranty Deed, Transfer NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC
Nov 05, 2019	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	20265538
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 17, 2026
Property Address	109 DEERTRACK DR, FOREST, VA 24551-1003
Document Number	0000005538
Instrument Date	Jun 12, 2026
Instrument	20265538
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DEERTRACK DR, FOREST, VA 24551-1003

Mortgage

Document Number	0000005539,
Date	Jun 17, 2026
Instrument	20265539

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Sep 22, 2020
Property Address	109 DEERTRACK DR, FOREST, VA 24551-1003
Document Number	200011131
Instrument Date	Sep 18, 2020
Instrument	200011131
Transaction Type	Transfer
Record Updated	Sep 02, 2021
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DEERTRACK DR, FOREST, VA 24551-1003

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 05, 2019
Property Address	109 DEERTRACK DR, FOREST, VA 24551-1003
Document Number	190010462
Instrument Date	Nov 01, 2019
Instrument	190010462
Transaction Type	Transfer
Record Updated	Sep 02, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DEERTRACK DR, FOREST, VA 24551-1003

Mortgage

Document Number	190010463
Date	Nov 05, 2019
Instrument	190010463

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated August 1, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,764.00	$430,400 (+1%) Land $71,300 Building $359,100
2023	$1,764.00 Additional exemption filed	$215,200	$430,400 Land $71,300 Building $359,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190301013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 60% of Virginia
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fiber	5,000 / 5,000
Shenandoah Telecommunications Company	Cable	1,200 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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