Carteret County property record for 109 Deerfield Ct, Cedar Point, NC 28584
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,692 sqft · built 1998 |
| Lot Size | 0.619 acres (26,964 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,863 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5374.16.84.4645000 |
| Primary APN | 5374.16.84.4645000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,692 sqft Heated Area |
| Gross Area | 3,801 sqft |
| 1st Floor Area | 2,372 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,964 sqft (0.619 acres) |
| Lot Dimensions | 200 ft deep x 98 ft wide |
| Porch | Slab |
| Porch Area | 329 sqft |
| Deck Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 55527 |
|---|---|
| Street Address | 109 DEERFIELD CT |
| City | CEDAR POINT |
| State | NC |
| Zip | 28584-8047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L91 MAGENS BAY S/D |
| Legal Subdivision | MAGENS BAY |
| Legal Block | 84 |
| Legal Lot Number | 91 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 970806 |
109 Deerfield Ct is owned and occupied by two individuals.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 DEERFIELD CT, CEDAR POINT, NC 28584-8047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jul 6, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 109 DEERFIELD CT, CEDAR POINT, NC 28584-8047 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 109 DEERFIELD CT, CEDAR POINT, NC 28584-8047 |
| Document Number | 0017720452 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 1772/452 |
| Instrument | 1772452 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 109 DEERFIELD CT, CEDAR POINT, NC 28584-8047 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 109 DEERFIELD CT, CEDAR POINT, NC 28584-8047 |
| Document Number | 0017720451 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 1772/451 |
| Instrument | 1772451 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 109 Deerfield Ct was $2,863.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Cedar Point Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $625,000 (-) Land $112,808 Building $512,192 | $625,000 (-) Land $112,808 Building $512,192 | |
| 2025 | $2,863.00 | $625,000 Land $112,808 Building $512,192 | $625,000 Land $112,808 Building $512,192 |
| 2023 | $394,062 Land $96,125 Building $297,937 | $394,062 Land $96,125 Building $297,937 | |
| 2022 | $2,330.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Deerfield Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 213 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 126 condo units |
| Nearby Flood Claims | 49 (1996–2022) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Deerfield Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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