Madison County property record for 109 Deer Spring Ct, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,617 sqft · built 2004 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,706 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-02-10-0-002-011.024 |
| Primary APN | 15-02-10-0-002-011.024 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,617 sqft Living Area |
| 1st Floor Area | 2,617 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 106338 |
|---|---|
| Street Address | 109 DEER SPRING CT |
| City | MADISON |
| State | AL |
| Zip | 35757-7741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 SUMMERFIELD PHASE ONE PB 46 PG 69/70 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | SUMMERFIELD PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10623 |
Source: Madison County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 DEER SPRING CT, MADISON, AL 35757-7741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2004 |
| Deed Sale | May 28, 2004 |
| Deed Document Number | 2004114360 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 109 DEER SPRING CT, MADISON, AL 35757-7741 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100019352 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021-00019352 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 109 DEER SPRING CT, MADISON, AL 35757-7741 |
| Document Number | 0000036166 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 DEER SPRING CT MADISON AL 357577741, MADISON, AL 35757-7741 |
| Document Number | 0000036166 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 36166 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 18, 2035 |
Source: Madison County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,706.00 (+8.25%) Homeowner's exemption | $48,860 (+7.91%) Land $9,500 Building $39,360 | $488,400 (+7.91%) Land $95,000 Building $393,400 |
| 2023 | $1,576.00 (+16.14%) Homeowner's exemption | $45,280 (+16.28%) Land $9,500 Building $35,780 | $452,600 (+16.26%) Land $95,000 Building $357,600 |
| 2022 | $1,357.00 Homeowner's exemption | $38,940 Land $7,000 Building $31,940 | $389,300 Land $70,000 Building $319,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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