109 Deer Run Rd, Elgin, SC 29045 Property Records

Richland County property record for 109 Deer Run Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,882 sqft · built 1980
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on Record
Last Sale$196,000 (Jun 2019)
Tax Bill$2,255 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN25908-05-06

Property Details

APN / Parcel Number

Primary APN25908-05-06
Alternative APNs
  • R25908-05-06
  • 00873665

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,882 sqft Heated Area
Gross Area2,650 sqft
1st Floor Area1,282 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area26,136 sqft (0.6 acres)
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area24 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number00873665
Street Address109 DEER RUN RD
CityELGIN
StateSC
Zip29045-8605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-LD
Legal DescriptionLOT 42 BLK H 127.6X252.2X48.5X33.6X34.8XETC #SU BRIARCLIFFE EST #PR 56-2610
Legal SubdivisionBRIARCLIFFE
Legal BlockH
Legal Lot Number42
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2003
Census Tract11425

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 DEER RUN RD, ELGIN, SC 29045-8605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
FOUNDERS FCU
Jun 25, 2019Grant Deed, Transfer · Line of Credit
FOUNDERS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2019 · Amount on Record
Deed SaleJun 25, 2019 · Amount on Record
Deed Document Number201945263
Deed Book / Page2404 / 3980
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address109 DEER RUN RD, ELGIN, SC 29045-8605
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027311339
DateApr 1, 2022
Book Page2731/1339
Instrument2022018898
Lender
NameFOUNDERS FCU
TypeCredit Union
AddressLANCASTER, SC 29720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 5, 2052
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateApr 1, 2037
Change Frequency10 Years
Min Rate At Change3%
Max Rate At Change9.25%
Index10-Year TN
Max Rate9.25%

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateJun 25, 2019
Property Address109 DEER RUN RD, ELGIN, SC 29045-8605
Document Number2404/3980
Book / Page002404 / 003980
Instrument DateJun 25, 2019
Instrument45263
Transaction TypeTransfer
Record UpdatedAug 6, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$725.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 DEER RUN RD ELGIN SC 290458605, ELGIN, SC 29045-8605

Mortgage

Document Number2405/0658
DateJun 25, 2019
Book Page002405/000658
Instrument45383
Lender
NameFOUNDERS FCU
TypeCredit Union
AddressLANCASTER, SC 29720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 24, 2049
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,255.00 (+14.35%)$225,400 (+2,775%)$226,200 (+15.41%) Land $36,300 Building $189,900
2023$1,972.00 (+0.36%)$7,840 (-)$196,000 (-)
2021$1,965.00$7,840$196,000 Land $24,500 Building $171,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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