109 Deer Rd, Evergreen, CO 80439 Property Records

Clear Creek County property record for 109 Deer Rd, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1963
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Oct 2018)
Tax Bill	$1,957 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2085-362-02-052`

Property Details

APN / Parcel Number

Primary APN	`2085-362-02-052`
Alternative APN	`R014477`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,140 sqft Living Area
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	A-Frame
Exterior Material	Shingles
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Combination
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	R014477
Street Address	109 DEER RD
City	EVERGREEN
State	CO
Zip	80439-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: BROOK FOREST ESTATE LOT: 21-I F2 LESS SO 5FT & IMPS 503/38
Legal Subdivision	BROOK FOREST ESTATE
Legal Lot Number	21-I
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	IDAHO SPRINGS
Census Block Group	1
Census Block	1055
Census Tract	14701

Owner

109 Deer Rd is owned and occupied by an individual who bought it in October 2018.

Source: Clear Creek County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	109 DEER RD, EVERGREEN, CO 80439-4016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK
Nov 12, 2020	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit CREDIT UNION/DENVER
Oct 16, 2018	Quit Claim Deed, Transfer · Construction Mortgage WILLIAM KARSELL
Jan 26, 2018	Quit Claim Deed, Transfer Quitclaim
May 17, 2017	Deed of Trust, Mortgage · Line of Credit CREDIT UNION/DENVER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Aug 26, 2014 · Amount on File
Deed Document Number	2018289521
Deed Book / Page	956 / 319
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	0000289521
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	109 DEER RD, EVERGREEN, CO 80439-4016
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010200946
Date	Nov 18, 2021
Book Page	1020/946
Instrument	303608

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	109 DEER RD, EVERGREEN, CO 80439-4016
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010160412
Date	Sep 21, 2021
Book Page	1016/412
Instrument	302620

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEAR CREEK CO
Property Address	109 DEER RD, EVERGREEN, CO 80439-4016
Document Number	0009960222
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DEER RD GOLDEN CO 804394016, GOLDEN, CO 80439-4016

Mortgage

Document Number	0009960222
Date	Dec 1, 2020
Book Page	000996/000222
Instrument	298292

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 30, 2045

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	109 DEER RD, EVERGREEN, CO 80439-4016
Document Number	0009770176
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DEER RD EVERGREEN CO 804394016, EVERGREEN, CO 80439-4016

Mortgage

Document Number	0009770176
Date	Jan 7, 2020
Book Page	000977/000176
Instrument	294218

Lender

Name	CREDIT UNION/DENVER
Type	Credit Union
Address	LAKEWOOD, CO 80226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 6, 2040

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Oct 16, 2018
Property Address	109 DEER RD, EVERGREEN, CO 80439-4016
Document Number	0009560319
Book / Page	000956 / 000319
Instrument Date	Oct 15, 2018
Instrument	289521
Transaction Type	Transfer
Record Updated	Nov 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11829 RIDGE PKWY #624 BROOMFIELD CO 800215096, 624, BROOMFIELD, CO 80021-5096

Mortgage

Document Number	9560321
Date	Oct 16, 2018
Book Page	000956/000321
Instrument	289522

Lender

Name	WILLIAM KARSELL
Address	11829 RIDGE PKWY # 624, BROOMFIELD, CO 80021-5096

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 15, 2019

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Jan 26, 2018
Property Address	109 DEER RD, EVERGREEN, CO 80439-4016
Document Number	0009450750
Book / Page	000945 / 000750
Instrument Date	Dec 28, 2017
Instrument	287012
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DEER RD EVERGREEN CO 804394016, EVERGREEN, CO 80439-4016

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	109 DEER RD, EVERGREEN, CO 80439-4016
Document Number	0009340840
Book / Page	000934 / 000840
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DEER RD EVERGREEN CO 804394016, EVERGREEN, CO 80439-4016

Mortgage

Document Number	0009340840
Date	May 30, 2017
Book Page	000934/000840
Instrument	284292

Lender

Name	CREDIT UNION/DENVER
Type	Credit Union
Address	DENVER, CO 80226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 29, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 Deer Rd was $1,957.

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,957.00	$25,520 Land $2,190 Building $23,330	$408,260 Land $35,000 Building $373,260
2023	$1,484.00 (-12.91%)	$19,160 (-11.01%) Land $1,970 Building $17,190	$285,870 (-7.74%) Land $29,350 Building $256,520
2022	$1,704.00	$21,530 Land $2,430 Building $19,100	$309,860 Land $35,000 Building $274,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Deer Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Deer Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 96% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: CenturyLink, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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