Volusia County property record for 109 Deer Lake Cir, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,770 sqft · built 1984 |
| Lot Size | 0.077 acres (3,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $254,000 (May 2020) |
| Tax Bill | $2,468 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4220-24-00-0880 |
| Primary APN | 4220-24-00-0880 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,770 sqft Living Area |
| Gross Area | 3,276 sqft |
| 1st Floor Area | 1,469 sqft |
| Upper Floors Area | 1,244 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Row Home |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,333 sqft (0.077 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 501 sqft |
| Deck Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4631666 |
|---|---|
| Street Address | 109 DEER LAKE CIR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-4266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13PUD |
| Legal Description | LOT 88 THE TRAILS NORTH FORTY REPLAT MB 39 PGS 112-117 INC PER OR 3044 PG 0621 PER OR 7787 PG 2191 PER OR 7850 PG 1434 PER OR 7850 PG 1436 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 20 |
| Legal Subdivision | TRAILS NORTH FORTY REPLAT MB |
| Legal Tract | 24 |
| Legal Lot Number | 88 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 80806 |
Source: Volusia County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 DEER LAKE CIR, ORMOND BEACH, FL 32174-4266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 19, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2020 · Amount on Record |
| Deed Sale | May 8, 2020 · Amount on Record |
| Prior Sale | Oct 15, 1987 · Amount on Record |
| Deed Document Number | 202084889 |
| Deed Book / Page | 7850 / 1436 |
| Last Transfer Date | Dec 22, 2025 |
| Transfer Doc | 0088154419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Feb 19, 2026 |
| Property Address | 109 DEER LAKE CIR, ORMOND BEACH, FL 32174-4266 |
| Document Number | 0088154419 |
| Book / Page | 8815 / 4419 |
| Map Reference | MB 39 PG 112-117 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2026029503 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 DEER LAKE CIR, ORMOND BEACH, FL 32174-4266 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 109 DEER LAKE CIR, ORMOND BEACH, FL 32174-4266 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | May 8, 2020 |
| Property Address | 109 DEER LAKE CIR, ORMOND BEACH, FL 32174-4266 |
| Document Number | 0078501436 |
| Book / Page | 7850 / 1436 |
| Map Reference | MB 39 PG 112-117 |
| Instrument Date | May 4, 2020 |
| Instrument | 2020-084889 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,778.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0078501438 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 7850/1438 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,503 (+2.7%) | $351,560 (+1.14%) Land $64,000 Building $287,560 | |
| 2025 | $2,468.00 (+7.49%) Homeowner's exemption | $193,285 (+5.99%) | $347,607 (+14.17%) Land $64,000 Building $283,607 |
| 2023 | $2,296.00 (+3.52%) Homeowner's exemption | $182,367 (+3%) | $304,465 (+10.7%) Land $64,000 Building $240,465 |
| 2022 | $2,218.00 Homeowner's exemption | $177,055 | $275,042 Land $36,000 Building $239,042 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 75 (1991–2024) |
| Claims Outside the SFHA | 29 of 75 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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