Monroe County property record for 109 Deer Ct, Valmeyer, IL 62295 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,094 sqft · built 2018 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,743 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-35-433-284-000 |
| Primary APN | 06-35-433-284-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,094 sqft Living Area |
| 1st Floor Area | 2,094 sqft |
| Basement Area | 2,094 sqft |
| Unfinished Basement | 2,094 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 775 sqft |
| Cooling System | Central |
|---|
| Street Address | 109 DEER CT |
|---|---|
| City | VALMEYER |
| State | IL |
| Zip | 62295-3258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 284 NEW VALMEYER PHASE 5 |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | NEW VALMEYER PH 05 |
| Legal Lot Number | 284 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 20 |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 600402 |
Source: Monroe County records · APN 06-35-433-284-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 DEER CT, VALMEYER, IL 62295-3258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Mar 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Mar 01, 2018 | Deed of Trust, Mortgage CITIZENS CMNTY BK-FREEBURG N |
| Aug 04, 2017 | Trustee's Deed, Construction Loan · Line of Credit CITIZENS CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 109 DEER CT, VALMEYER, IL 62295-3258 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000417331 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 417331 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 20, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 109 DEER CT, VALMEYER, IL 62295-3258 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000416692 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 416692 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 109 DEER CT, VALMEYER, IL 62295-3258 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000394715 |
|---|---|
| Date | Mar 08, 2018 |
| Instrument | 394715 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 109 DEER CT, VALMEYER, IL 62295-3258 |
| Document Number | 0000394655 |
| Instrument Date | Mar 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 DEER CT VALMEYER IL 622953258, VALMEYER, IL 62295-3258 |
| Document Number | 0000394655 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 394655 |
| Name | CITIZENS CMNTY BK-FREEBURG N |
|---|---|
| Type | Bank |
| Address | FREEBURG, IL 62243 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 04, 2048 |
| Rate | 4.25% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 04, 2017 |
| Property Address | 109 DEER CT, VALMEYER, IL 62295-3258 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 391280 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 DEER CT VALMEYER IL 62295, VALMEYER, IL 62295 |
| Document Number | 0000391280 |
|---|---|
| Date | Aug 04, 2017 |
| Instrument | 391280 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Address | FREEBOURG, IL 62243 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 03, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Valmeyer Village |
| Unified School District | Valmeyer Community Unit School District 3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,140 (+40.77%) Land $8,920 Building $97,220 | $318,420 (+40.77%) Land $26,760 Building $291,660 | |
| 2024 | $5,743.00 | ||
| 2022 | Additional exemption filed | $75,400 Land $8,920 Building $66,480 | $226,200 Land $26,760 Building $199,440 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 42 individual NFIP policies nearby |
| Nearby Flood Policies | 42 in force 30 of 42 on primary residences |
| Nearby Flood Claims | 5 (1993–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2013, other causes, Severe Storms, Straight-line Winds, And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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