Jefferson County property record for 109 Davis St, Charles Town, WV 25414
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,678 sqft · built 2004 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,993 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11A-079A.0000 |
| Primary APN | 03-11A-079A.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,678 sqft Living Area |
| 1st Floor Area | 2,678 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,184 sqft (0.119 acres) |
| Lot Dimensions | 100 ft deep x 52 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 DAVIS ST |
|---|---|
| City | CHARLES TOWN |
| State | WV |
| Zip | 25414-4424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 79A HUNTFIELD |
| Legal Lot Number | 79A |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | KABLETOWN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 972501 |
109 Davis St is owned and occupied by two individuals.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 DAVIS ST, CHARLES TOWN, WV 25414-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 109 DAVIS ST, CHARLES TOWN, WV 25414-4424 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 109 DAVIS ST, CHARLES TOWN, WV 25414-4424 |
| Document Number | 002456/574 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 2456/574 |
| Instrument | 202200005917 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
The 2026 property tax bill for 109 Davis St was $2,993, down 1.4% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Charles Town City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,993.00 (-1.38%) | $217,200 (-0.64%) Land $52,000 Building $165,200 | $362,000 (-0.6%) Land $86,667 Building $275,333 |
| 2025 | $3,035.00 | $218,600 Land $52,000 Building $166,600 | $364,200 Land $86,600 Building $277,600 |
| 2023 | $2,674.00 | $190,400 Land $35,700 Building $154,700 | $317,400 Land $59,500 Building $257,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Davis St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Davis St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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