Charlottesville City property record for 109 David Ter, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,118 sqft · built 1960 |
| Lot Size | 0.297 acres (12,937 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,500 (May 1999) |
| Tax Bill | $3,828 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 220046240 |
| Primary APN | 220046240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,118 sqft Finished Area |
| 1st Floor Area | 1,139 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,937 sqft (0.297 acres) |
| Lot Depth | 131 ft Depth |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | 128 sqft |
| Patio Area | 469 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 109 DAVID TER |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 25 CAMILLE COURT |
| Legal Subdivision | JPA, SHAMROCK ROAD |
| Legal Lot Number | 25 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 502 |
109 David Ter is owned by an individual who bought it in May 1999.
Source: Charlottesville City records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 960 WARLEY RD, EARLYSVILLE, VA 22936-9112 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 1999 · Amount on File |
| Deed Sale | May 4, 1999 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 109 David Ter was $3,828.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,828.00 | $379,400 (+3.1%) Land $141,800 Building $237,600 | $379,400 (+3.1%) Land $141,800 Building $237,600 |
| 2025 | $368,000 Land $141,800 Building $226,200 | $368,000 Land $141,800 Building $226,200 | |
| 2023 | $3,276.00 (+19.96%) | $321,900 Land $135,500 Building $186,400 | $321,900 Land $135,500 Building $186,400 |
| 2022 | $2,731.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 David Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 David Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Ting.
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