109 Daring Dr, Cherryville, NC 28021 Property Records

Cleveland County property record for 109 Daring Dr, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	1,216 sqft · built 1994
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jan 2026)
Tax Bill	$281 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Apr 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`42508`

Property Details

APN / Parcel Number

Primary APN	`42508`
Alternative APNs	`1275101` `1346335`

Interior

Stories	1 Story
Building Area	1,216 sqft Finished Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	87,120 sqft (2 acres)
Porch	Patio
Porch Area	240 sqft

Location & Zoning

Account Number	1346335
Street Address	109 DARING DR
City	CHERRYVILLE
State	NC
Zip	28021-9128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	2PB17-83FOXFLD SD 2.00AC
Legal Subdivision	FOXFLD SD
Legal Block	1
Legal Lot Number	93
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3006
Census Tract	950301

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 DARING DR, CHERRYVILLE, NC 28021-9128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Jun 30, 2011 · Amount on Record
Deed Document Number	2026200123575
Deed Book / Page	1965 / 818
Prior Transfer Date	Apr 24, 2025
Prior Transfer Doc	0019442778
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 15, 2026
Property Address	109 DARING DR, CHERRYVILLE, NC 28021-9128
Document Number	0019650818
Book / Page	1965 / 818
Map Reference	MB 17 PG 83
Instrument Date	Jan 15, 2026
Instrument	200123575
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	LONG TITLE, LONGLEAF TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 DARING DR, CHERRYVILLE, NC 28021-9128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DARING DR, CHERRYVILLE, NC 28021-9128

Mortgage

Document Number	0200123576
Date	Jan 15, 2026
Instrument	200123576

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 24, 2025
Property Address	109 DARING DR, CHERRYVILLE, NC 28021-9128
Document Number	0019442778
Book / Page	1944 / 2778
Map Reference	MB 17 PG 83
Instrument Date	Apr 24, 2025
Instrument	200112982
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5322 CANE CREEK RD, WAXHAW, NC 28173-8466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 BETTER BROOK LN, LINCOLNTON, NC 28092-6304

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$281.00 (+39.11%)	$31,935 (-) Land $23,350 Building $8,585	$31,935 (-) Land $23,350 Building $8,585
2025	$202.00	$31,935 (+47%) Land $23,350 Building $8,585	$31,935 (+47%) Land $23,350 Building $8,585
2023		$21,724 Land $18,240 Building $3,484	$21,724 Land $18,240 Building $3,484

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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