109 Dabney Dr, Madison, AL 35757 Property Records

Madison County property record for 109 Dabney Dr, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,064 sqft · built 2003
Lot Size	0.436 acres (18,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Feb 2011)
Tax Bill	$1,577 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-02-09-0-000-045.028`

Property Details

APN / Parcel Number

Primary APN	`15-02-09-0-000-045.028`
Alternative APN	`353945`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,064 sqft Living Area
1st Floor Area	2,064 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,992 sqft (0.436 acres)
Lot Dimensions	190 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	353945
Street Address	109 DABNEY DR
City	MADISON
State	AL
Zip	35757-8123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 THE BEND PH I PB 44 PG 52
Legal Range	02W
Legal Township	03S
Legal Section	09
Legal Subdivision	THE BEND PH I
Legal Lot Number	44
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2002
Census Tract	10623

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 DABNEY DR, MADISON, AL 35757-8123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2011 · Amount on Record
Deed Sale	Feb 22, 2011 · Amount on Record
Prior Sale	Oct 4, 2010 · Amount on Record
Deed Document Number	2011100870
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	109 DABNEY DR, MADISON, AL 35757-8123
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100062550
Date	Jul 29, 2021
Instrument	2021-00062550

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	109 DABNEY DR, MADISON, AL 35757-8123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050917
Date	Aug 8, 2018
Instrument	20180808000050917

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,577.00
2025	$1,577.00 (+4.85%) Homeowner's exemption	$44,840 (+4.62%) Land $3,820 Building $41,020	$448,400 (+4.64%) Land $38,200 Building $410,200
2023	$1,504.00 (+7.35%) Homeowner's exemption	$42,860 (+7.1%) Land $3,820 Building $39,040	$428,500 (+7.1%) Land $38,200 Building $390,300
2022	$1,401.00 Homeowner's exemption	$40,020 Land $3,820 Building $36,200	$400,100 Land $38,200 Building $361,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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