109 Cypress St, Centerton, AR 72719 Property Records

Benton County property record for 109 Cypress St, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 1997
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Feb 2010)
Tax Bill	$2,245 (2026)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00468-000`

Property Details

APN / Parcel Number

Primary APN	`06-00468-000`
Alternative APNs	`37370.0` `37370`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	1,600 sqft
Flooring	Carpet

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	684 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	74 sqft
Deck Area	226 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	37370
Street Address	109 CYPRESS ST
City	CENTERTON
State	AR
Zip	72719-8991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 19-285
Legal Range	31
Legal Township	20
Legal Section	33
Legal Subdivision	OAK RIDGE-CENTERTON
Legal Block	2
Legal Lot Number	13
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	1
Census Block	1005
Census Tract	20904

Owner

109 Cypress St is owned and occupied by an individual who acquired it in December 2016.

Source: Benton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	109 CYPRESS ST, CENTERTON, AR 72719-8991
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2010 · Amount on File
Deed Sale	Feb 18, 2010 · Amount on File
Prior Sale	Jul 25, 2002 · Amount on File
Deed Book / Page	2010 / 7968
Last Transfer Date	Dec 21, 2016
Transfer Doc	2016077954
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	109 CYPRESS ST, CENTERTON, AR 72719-8991
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202194190
Date	Dec 21, 2021
Instrument	L202194190

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 109 Cypress St was $2,245 with a homeowner's exemption, up 5.9% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,245.00 (+5.95%) Homeowner's exemption	$53,770 (-) Land $15,000 Building $38,770	$268,850 Land $75,000 Building $193,850
2025	$2,119.00 Homeowner's exemption	$53,770 Land $15,000 Building $38,770
2024			$268,850 (+52.54%) Land $75,000 Building $193,850
2023	$1,946.00 Homeowner's exemption	$35,250 Land $7,600 Building $27,650	$176,250 Land $38,000 Building $138,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Cypress St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Cypress St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20