Highlands County property record for 109 Cypress Pt, Lorida, FL 33857
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,162 sqft · built 1984 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $234,000 (Jan 2018) |
| Tax Bill | $4,407 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C-29-35-31-030-0000-0290 |
| Primary APN | C-29-35-31-030-0000-0290 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,162 sqft Living Area |
| 1st Floor Area | 1,719 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,200 sqft (0.303 acres) |
| Lot Dimensions | 131 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 215 sqft |
| Deck Area | 64 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 109 CYPRESS PT |
|---|---|
| City | LORIDA |
| State | FL |
| Zip | 33857-9754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ISTOKPOGA SHORES UNIT 2 PB 7-PG 74 LOT 29 |
| Legal Range | 31E |
| Legal Township | 35S |
| Legal Section | 29 |
| Legal Subdivision | ISTOKPOGA SHORES UNIT 2 |
| Legal Lot Number | 29 |
| Legal Unit | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 961000 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11608 ARBOR MEAD AVE, RIVERVIEW, FL 33569-6262 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jan 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2018 · Amount on Record |
| Deed Sale | Jan 31, 2018 · Amount on Record |
| Prior Sale | Apr 30, 2014 · Amount on Record |
| Deed Document Number | 1882373 |
| Deed Book / Page | 2618 / 1634 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 109 CYPRESS PT, LORIDA, FL 33857-9754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 11608 ARBOR MEAD AVE, RIVERVIEW, FL 33569-6262 |
| Document Number | 0002010314 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 2789/298 |
| Instrument | 2010314 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 31, 2018 |
| Property Address | 109 CYPRESS PT, LORIDA, FL 33857-9754 |
| Document Number | 0001882373 |
| Book / Page | 2618 / 1634 |
| Map Reference | MB7 PG74 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 1882373 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5271 SERENITY CV, 5271, BOKEELIA, FL 33922-3007 |
| Name | Verified Name |
|---|---|
| Address | 11608 ARBOR MEAD AVE, RIVERVIEW, FL 33569-6262 |
| Document Number | 0001882374 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 1882374 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $347,511 (+0.79%) Land $47,775 Building $299,736 | $347,511 (+0.79%) Land $47,775 Building $299,736 | |
| 2024 | $4,407.00 (+6.63%) | ||
| 2023 | $4,133.00 (+20.78%) | $344,802 (+47.4%) Land $47,775 Building $297,027 | $344,802 (+47.4%) Land $47,775 Building $297,027 |
| 2022 | $3,422.00 | $233,916 Land $47,775 Building $186,141 | $233,916 Land $47,775 Building $186,141 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 40.9 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 20 (2002–2023) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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