Orange Town property record for 109 Cummings Dr, Orange, CT 06477
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,108 sqft · built 1957 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Sep 2006) |
| Tax Bill | $8,245 (2026) |
| Deeds & Mortgages | Jul 2022 Refinance Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ORAN M:73 B:3 L:2 |
| Primary APN | ORAN M:73 B:3 L:2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,108 sqft Living Area |
| Gross Area | 4,875 sqft |
| 1st Floor Area | 2,044 sqft |
| Basement Area | 1,708 sqft |
| Unfinished Basement | 1,708 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,897 sqft (0.87 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 93000 |
|---|---|
| Street Address | 109 CUMMINGS DR |
| City | ORANGE |
| State | CT |
| Zip | 06477-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE CT |
| Township / Civil Division | ORANGE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 157400 |
Source: Orange Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 CUMMINGS DR, ORANGE, CT 06477-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2022 | Warranty Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Nov 6, 2020 | Deed of Trust, Mortgage · Balloon Mortgage PARKSIDE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2006 · Amount on Record |
| Deed Sale | Sep 29, 2006 · Amount on Record |
| Prior Sale | Apr 1, 1998 · Amount on Record |
| Deed Book / Page | 554 / 37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE CT |
| Recording Date | Jul 5, 2022 |
| Property Address | 109 CUMMINGS DR, ORANGE, CT 06477-1907 |
| Document Number | 0000718-25 |
| Book / Page | 718 / 25 |
| Instrument Date | Jun 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000071827 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 718/27 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CT |
| Property Address | 109 CUMMINGS DR, ORANGE, CT 06477-1907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 697-279 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 697/279 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
Source: Orange Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Orange Town |
| Elementary School District | Orange School District (PK - 06) |
| Secondary School District | Regional School District 05 (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,245.00 (-5.84%) | $300,900 (-) Land $181,500 Building $119,400 | $646,632 (+207%) |
| 2025 | $8,756.00 | $300,900 (+33.14%) Land $181,500 Building $119,400 | $210,630 Land $127,050 Building $83,580 |
| 2024 | $8,756.00 (+19.91%) | ||
| 2023 | $7,302.00 (-1.22%) | $226,000 (-) Land $132,500 Building $93,500 | |
| 2022 | $7,392.00 | $226,000 Land $132,500 Building $93,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
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