109 Culver Ave, Buhl, MN 55713 Property Records

St. Louis County property record for 109 Culver Ave, Buhl, MN 55713 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,732 sqft · built 2009
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Oct 2020)
Tax Bill	$3,568 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-0040-00192`

Property Details

APN / Parcel Number

Primary APN	`115-0040-00192`
Alternative APN	`1098279`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,732 sqft Gross Area
1st Floor Area	1,732 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	18,295 sqft (0.42 acres)
Garage Area	960 sqft

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	576 sqft
Patio Area	576 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1098279
Street Address	109 CULVER AVE
City	BUHL
State	MN
Zip	55713-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF W1/2 OF NE1/4 BEG ON N LINE OF SW1/4OF NE1/4 300.28 FT W OF NE COR THENCE S09DEG59'00"W 99.18 FT THENCE W 215 FT
Legal Range	19W
Legal Township	58N
Legal Section	20
Legal Subdivision	BUHL LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	BUHL
Census Block Group	2
Census Block	2000
Census Tract	12700

Owner

Source: St. Louis County records · APN 115-0040-00192

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 725, BUHL, MN 55713-0725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Mar 04, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Oct 19, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Aug 28, 2008 · Amount on Record
Deed Document Number	20201393451
Last Transfer Date	Nov 10, 2023
Transfer Doc	0001478382
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 28, 2026
Property Address	109 CULVER AVE, BUHL, MN 55713-4402
Document Number	0001531522
Instrument Date	Apr 08, 2026
Instrument	20261531522
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CULVER AVE, BUHL, MN 55713-4402

Mortgage

Document Number	0001531522,
Date	Apr 28, 2026
Instrument	20261531522

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	109 CULVER AVE, BUHL, MN 55713-4402
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001483971
Date	Mar 04, 2024
Instrument	1483971

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 20, 2034

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 19, 2020
Property Address	109 CULVER AVE, BUHL, MN 55713-4402
Document Number	00A1393451
Instrument Date	Sep 01, 2020
Instrument	A1393451
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$736.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 725 BUHL MN 557130725, BUHL, MN 55713-0725

Mortgage

Document Number	A1393452
Date	Oct 19, 2020
Instrument	A1393452

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buhl City
County	St. Louis County
Unified School District	Mountain Iron-Buhl School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,568.00 (+2.18%) Homeowner's exemption
2025	$3,492.00 (+10.79%) Homeowner's exemption	$349,100 (+9.54%) Land $21,000 Building $328,100	$349,100 (+9.54%) Land $21,000 Building $328,100
2024	$3,152.00	$318,700 (+57.93%) Land $20,400 Building $298,300	$318,700 (+57.93%) Land $20,400 Building $298,300
2022		$201,800 Land $15,300 Building $186,500	$201,800 Land $15,300 Building $186,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 347 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Paul Bunyan Rural Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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