109 Crossgate Dr, Elmore, AL 36025 Property Records

Elmore County property record for 109 Crossgate Dr, Elmore, AL 36025

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,294 sqft · built 1977
Lot Size	0.348 acres (15,184 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Apr 2021)
Tax Bill	$1,285 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-05-22-0-001-010.000`

Property Details

APN / Parcel Number

Primary APN	`15-05-22-0-001-010.000`
Alternative APN	`326630`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,294 sqft Living Area
1st Floor Area	2,000 sqft
Utility Area	32 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,184 sqft (0.348 acres)
Porch	Patio
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	109 CROSSGATE DR
City	ELMORE
State	AL
Zip	36025-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK C CROSSGATES PLAT 1 7/125
Legal Range	17E
Legal Township	18N
Legal Section	22
Legal Subdivision	CROSSGATES PLAT NO 1
Legal Block	C
Legal Lot Number	5
Jurisdiction	ELMORE AL
Township / Civil Division	ELMORE
Census Block Group	3
Census Block	3054
Census Tract	30902

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	109 CROSSGATE DR, ELMORE, AL 36025-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 30, 2021	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Deed Book / Page	2021 / 37607
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	109 CROSSGATE DR, ELMORE, AL 36025-1013
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CROSSGATE DR, ELMORE, AL 36025-1013

Mortgage

Document Number	2026/17382
Date	Mar 26, 2026
Book Page	2026/17382

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	302 Months
Due	May 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	109 CROSSGATE DR, ELMORE, AL 36025-1013
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CROSSGATE DR, ELMORE, AL 36025-1013

Mortgage

Document Number	2023/46166
Date	Oct 6, 2023
Book Page	2023/46166

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Apr 30, 2021
Property Address	109 CROSSGATE DR, ELMORE, AL 36025-1013
Document Number	2021/37607
Book / Page	2021 / 37607
Map Reference	MB 7 PG 125
Instrument Date	Apr 9, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 GOVERNMENT ST, MOBILE, AL 36602-2332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CROSSGATE DR, ELMORE, AL 36025-1013

Mortgage

Document Number	0202137610
Date	Apr 30, 2021
Instrument	2021/37610

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Municipality	Millbrook City
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,285.00
2025	$1,285.00	$41,180 (-)	$205,900 (-) Land $30,000 Building $175,900
2024	$1,285.00	$41,180 (+1%)	$205,900 (-) Land $30,000 Building $175,900
2023	$1,285.00 (+7.08%)	$20,590 (+7.41%) Land $3,000 Building $17,590	$205,900 (+7.41%) Land $30,000 Building $175,900
2022	$1,200.00	$19,170 Land $3,000 Building $16,170	$191,700 Land $30,000 Building $161,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Central Access.

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