109 Crosscreek Dr, Morganton, NC 28655 Property Records

Burke County property record for 109 Crosscreek Dr, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,232 sqft · built 2006
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Oct 2015)
Tax Bill$2,201 (2026)
Flood ZoneZone X (minimal risk)
APN1793080598

Property Details

APN / Parcel Number

Primary APN1793080598
Alternative APN
  • 59323

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,232 sqft Living Area
1st Floor Area2,232 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Garage Area615 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area249 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address109 CROSSCREEK DR
CityMORGANTON
StateNC
Zip28655-8061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCONDITIONA
Legal Description109 CROSSCREEK DR MORGANTON, NC 28655
Legal SubdivisionCROSSCREEK
JurisdictionBURKE NC
Township / Civil DivisionQUAKER MEADOWS
Census Block Group1
Census Block1015
Census Tract20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 CROSSCREEK DR, MORGANTON, NC 28655-8061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2015 · Amount on Record
Deed SaleOct 9, 2015 · Amount on Record
Prior SaleOct 24, 2006 · Amount on Record
Deed Document Number20158692
Deed Book / Page2207 / 195
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,201.00 (+0.23%)$378,315 (-) Land $30,000 Building $348,315$378,315 (-) Land $30,000 Building $348,315
2025$2,196.00 (-0.45%)$378,315 (-) Land $30,000 Building $348,315$378,315 (-) Land $30,000 Building $348,315
2023$2,206.00$378,315 Land $30,000 Building $348,315$378,315 Land $30,000 Building $348,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims12 (2004–2024)
Claims Outside the SFHA10 of 12
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 10 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Compas X-Stream
Cable
1,000 / 50
AT&T
DSL
100 / 20

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