109 Crossbow Pl, Fairfield Bay, AR 72088 Property Records

Cleburne County property record for 109 Crossbow Pl, Fairfield Bay, AR 72088

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,564 sqft · built 1979
Lot Size	0.329 acres (14,349 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Oct 2022)
Tax Bill	$694 (2026)
Deeds & Mortgages	Jun 2017 Reverse Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`600-02619-000`

Property Details

APN / Parcel Number

Primary APN	`600-02619-000`
Alternative APN	`30786`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,349 sqft (0.329 acres)
Garage Type	Attached
Garage Area	496 sqft
Driveway	Concrete Driveway
Driveway Area	1,170 sqft

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	109 CROSSBOW PL
City	FAIRFIELD BAY
State	AR
Zip	72088-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF LOTS 89R & 90R2
Legal Range	12
Legal Township	11
Legal Section	02
Legal Subdivision	CASTLE RIDGE
Legal Block	1
Legal Lot Number	89R
Jurisdiction	CLEBURNE AR
Township / Civil Division	MORGAN
Census Block Group	1
Census Block	1046
Census Tract	480201

Owner

109 Crossbow Pl is owned and occupied by two individuals who bought it in October 2022.

Source: Cleburne County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 CROSSBOW PL, FAIRFIELD BAY, AR 72088-4123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2017	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Feb 15, 2022	Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2022 · Amount on File
Deed Sale	Oct 13, 2022 · Amount on File
Prior Sale	Feb 15, 2022 · Amount on File
Deed Document Number	20227017
Prior Transfer Date	Mar 12, 2021
Prior Transfer Doc	0000001600
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	109 CROSSBOW PL, FAIRFIELD BAY, AR 72088-4123
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201702958
Date	Jun 16, 2017
Instrument	201702958

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.43%
Type Change Date	May 1, 2018
Change Frequency	Annually
Min Rate At Change	4.43%
Max Rate At Change	5%
Index	1-Year LIBOR
Margin	2
Max Rate	5%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Oct 13, 2022
Property Address	109 CROSSBOW PL, FAIRFIELD BAY, AR 72088-4123
Document Number	0202207017
Map Reference	DOC 20220163
Instrument Date	Oct 7, 2022
Instrument	202207017
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 CROSSBOW PL, FAIRFIELD BAY, AR 72088-4123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CROSSBOW PL, FAIRFIELD BAY, AR 72088-4123

Mortgage

Document Number	0202207018
Date	Oct 13, 2022
Instrument	202207018

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Feb 15, 2022
Property Address	109 CROSSBOW PL, FAIRFIELD BAY, AR 72088-4123
Document Number	0202201205
Map Reference	DOC 201705628
Instrument Date	Feb 11, 2022
Instrument	202201205
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 10433, CONWAY, AR 72034-0006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CROSSBOW PL, FAIRFIELD BAY, AR 72088-4123

Mortgage

Document Number	0202201206
Date	Feb 15, 2022
Instrument	202201206

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 109 Crossbow Pl was $694 with a homeowner's exemption, down 49.3% from the year before.

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Municipality	Fairfield Bay City
Unified School District	West Side School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$694.00 (-49.31%) Homeowner's exemption	$39,432 (-) Land $800 Building $38,632	$197,160 (-) Land $4,000 Building $193,160
2025	$1,369.00	$39,432 Land $800 Building $38,632	$197,160 Land $4,000 Building $193,160
2023	$1,238.00	$28,417 Land $2,000 Building $26,417	$142,085 Land $10,000 Building $132,085

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Crossbow Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Crossbow Pl is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 64% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMUNITY WATER SYSTEM serves 18,628 people · EPA ID AR0000101
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Artelco Fiber	1,000 / 1,000
Connect2First Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Petit Jean Fiber.

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