Adams County property record for 109 Cross St, Natchez, MS 39120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,511 sqft · built 1970 |
| Lot Size | 0.238 acres (10,408 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,345 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0194 0009 0005 |
| Primary APN | 0194 0009 0005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,511 sqft Living Area |
| 1st Floor Area | 1,511 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,408 sqft (0.238 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 13182 |
|---|---|
| Street Address | 109 CROSS ST |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-2727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H&L#55 BROOKFIELD S/D MAP #40-107-173 |
| Legal Range | 02W |
| Legal Township | 07N |
| Legal Lot Number | 55 |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 500 |
109 Cross St is owned and occupied by an individual who acquired it in June 2023.
Source: Adams County records, as of March 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 CROSS ST, NATCHEZ, MS 39120-2727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2023 |
| Deed Sale | Jun 14, 2023 |
| Deed Document Number | 000028Y556 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 109 CROSS ST, NATCHEZ, MS 39120-2727 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 CROSS ST, NATCHEZ, MS 39120-2727 |
| Document Number | 001002/586 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 1002/586 |
| Instrument | 138298 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Jun 14, 2056 |
The 2025 property tax bill for 109 Cross St was $1,345 with a homeowner's exemption, up 27.2% from the year before.
Source: Adams County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,345.00 (+27.25%) Homeowner's exemption | $13,432 (+25.47%) | $134,320 (+25.47%) Land $15,360 Building $118,960 |
| 2024 | $1,057.00 (-47.78%) Homeowner's exemption | $10,705 (-) | $107,050 (-) Land $15,360 Building $91,690 |
| 2023 | $2,024.00 (+7.89%) Homeowner's exemption | $10,705 (-33.34%) Land $1,536 Building $9,169 | $107,050 Land $15,360 Building $91,690 |
| 2022 | $1,876.00 | $16,058 | |
| 2021 | $107,050 Land $15,360 Building $91,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Cross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1978–1989) |
| Most Recent Claim | Jun 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Cross St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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