109 Crestview Rd, Berea, KY 40403 Property Records

Madison County property record for 109 Crestview Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$199,900 (Jan 2022)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072B-0003-0004`

Property Details

APN / Parcel Number

Primary APN	`072B-0003-0004`
Alternative APNs	`117496` `80569` `46897`

Location & Zoning

Account Number	46897
Street Address	109 CRESTVIEW RD
City	BEREA
State	KY
Zip	40403-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW LOT 4
Legal Subdivision	CRESTVIEW
Legal Lot Number	4
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1029
Census Tract	10901

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 CRESTVIEW RD, BEREA, KY 40403-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Dec 30, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	2014073110
Deed Book / Page	D817 / 373
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jan 19, 2022
Property Address	109 CRESTVIEW RD, BEREA, KY 40403-9722
Document Number	00D817/373
Book / Page	D817 / 373
Map Reference	MB 2 PG 165
Instrument Date	Jan 13, 2022
Instrument	2014073110
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	762 RICHMOND RD N, 762, BEREA, KY 40403-1059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CRESTVIEW RD, BEREA, KY 40403-9722

Mortgage

Document Number	2014073111
Date	Jan 19, 2022
Instrument	2014073111

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	109 CRESTVIEW RD, BEREA, KY 40403-9722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01909/056
Date	Dec 30, 2019
Book Page	M01909/056
Instrument	2014004794

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,885.00 (-2.78%) Additional exemption filed	$199,900 (-)	$199,900 (-)
2023	$1,939.00	$199,900	$199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Also Mapped Here	MADISON CO UTILITIES DISTRICT
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crestview Rd

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