Frederick County property record for 109 Crest Cir, Winchester, VA 22602 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,572 sqft Living Area |
| Lot Size | 12,373 sqft (0.28 acres) |
| Garage | Carport, 336 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,171.00 (2026) |
| Primary APN | 54H1-83 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,572 sqft Living Area |
| Gross Area | 3,776 sqft Gross Area |
| 1st Floor | 1,572 sqft 1st Floor |
| Basement Area | 860 sqft Basement |
| Finished Basement | 860 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Level Style |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,373 sqft (0.28 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 336 sqft Garage |
| Carport | Carport |
| Carport Area | 336 sqft Carport |
| Deck Area | 208 sqft Deck |
|---|---|
| Patio Area | 440 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 88 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 8015218 |
|---|---|
| Street Address | 109 CREST CIR |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-7408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERITAGE HILLS L83 S1 |
| Legal Subdivision | HERITAGE HILLS |
| Legal Lot Number | 83 |
| Jurisdiction | FREDERICK VA |
| Minor Civil Division | RED BUD |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 51002 |
Source: Frederick County records · APN 54H1-83
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 CREST CIR, WINCHESTER, VA 22602-7408 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 24, 2019 | Grant Deed, Transfer ATLANTIC COAST MTG |
| Jun 05, 2018 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESPIRE MTG CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jun 24, 2019 |
| Property Address | 109 CREST CIR, WINCHESTER, VA 22602-7408 |
| Document Number | 0000006050 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 6050 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | CARDINAL TITLE GROUP LLC, CARDINAL TITLE GRP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 CREST CIR WINCHESTER VA 226027408, WINCHESTER, VA 22602-7408 |
| Document Number | 6051 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 6051 |
| Name | ATLANTIC COAST MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jun 05, 2018 |
| Property Address | 109 CREST CIR, WINCHESTER, VA 22602-7408 |
| Document Number | 0000005327 |
| Instrument Date | May 31, 2018 |
| Instrument | 5327 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 109 CREST CIR WINCHESTER VA 226027408, WINCHESTER, VA 22602-7408 |
| Document Number | 5328 |
|---|---|
| Date | Jun 05, 2018 |
| Instrument | 5328 |
| Name | HOMESPIRE MTG CORP |
|---|---|
| Address | GAITHERSBURG, MD 20878 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2048 |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,171.00 (+10.43%) | $409,540 Land $93,000 Building $316,540 | $409,540 Land $93,000 Building $316,540 |
| 2025 | $1,966.00 |
109 Crest Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (51069C), updated February 3, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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