109 Crescent Dr, Williamsburg, VA 23188 Property Records

James City County property record for 109 Crescent Dr, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,472 sqft · built 1988
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$346,900 (Jul 2020)
Tax Bill	$3,321 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-1 02-0-0038`

Property Details

APN / Parcel Number

Primary APN	`23-1 02-0-0038`
Alternative APN	`7676`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,472 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	7676
Street Address	109 CRESCENT DR
City	WILLIAMSBURG
State	VA
Zip	23188-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL
Legal Description	L-38 S-1 OAKLAND
Legal Subdivision	OAKLAND
Legal Lot Number	38
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	2
Census Block	2001
Census Tract	80402

Owner

109 Crescent Dr is owned and occupied by two individuals who bought it in July 2020.

Source: James City County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 CRESCENT DR, WILLIAMSBURG, VA 23188-1043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Warranty Deed, Transfer · Conventional with PMI ALCOVA MTG
Aug 12, 2019	Warranty Deed, Transfer · Conventional with PMI CAPITAL CTRL LLC
Sep 24, 2018	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on File
Deed Sale	Jul 8, 2020 · Amount on File
Prior Sale	Aug 12, 2019 · Amount on File
Deed Document Number	202010021
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 8, 2020
Property Address	109 CRESCENT DR, WILLIAMSBURG, VA 23188-1043
Document Number	0000010021
Instrument Date	Jul 6, 2020
Instrument	10021
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CRESCENT CIR WILLIAMSBURG VA 23185, WILLIAMSBURG, VA 23185

Mortgage

Document Number	10022
Date	Jul 8, 2020
Instrument	10022

Lender

Name	ALCOVA MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 12, 2019
Property Address	109 CRESCENT DR, WILLIAMSBURG, VA 23188-1043
Document Number	0000011581
Instrument Date	Jul 18, 2019
Instrument	11581
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CRESCENT DR WILLIAMSBURG VA 231881043, WILLIAMSBURG, VA 23188-1043

Mortgage

Document Number	11582
Date	Aug 12, 2019
Instrument	11582

Lender

Name	CAPITAL CTRL LLC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

Interest

Rate Type	Fixed Rate

September 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	JAMES CITY VA
Recording Date	Sep 24, 2018
Property Address	109 CRESCENT DR, WILLIAMSBURG, VA 23188-1043
Document Number	0000015106
Instrument Date	Sep 15, 2018
Instrument	15106
Transaction Type	Foreclosure
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	60 LIVINGSTON AVE ST PAUL MN 551072292, ST PAUL, MN 55107-2292

Tax Assessment & Valuation

The 2025 property tax bill for 109 Crescent Dr was $3,321.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,321.00	$400,200 Land $101,700 Building $298,500	$400,200 Land $101,700 Building $298,500
2023		$360,900 Land $97,200 Building $263,700	$360,900 Land $97,200 Building $263,700
2019	$2,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Crescent Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Crescent Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crescent Dr

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