109 Creedmoor Rd, Stem, NC 27581 Property Records

Granville County property record for 109 Creedmoor Rd, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,762 sqft · built 1905
Lot Size	0.841 acres (36,652 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2022)
Tax Bill	$2,783 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26869-98618301`

Property Details

APN / Parcel Number

Primary APN	`26869-98618301`
Alternative APNs	`088917212354` `088917 038` `1066113` `1083613`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,762 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,652 sqft (0.841 acres)

Exterior Amenities

Porch	Patio
Porch Area	435 sqft
Shed	1 Shed
Shed Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1083613
Street Address	109 CREEDMOOR RD
City	STEM
State	NC
Zip	27581-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	109 CREEDMOOR RD
Legal Subdivision	LANDMARK
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	3
Census Block	3038
Census Tract	970701

Owner

Source: Granville County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 CREEDMOOR RD, STEM, NC 27581-9347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NEW VISION TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Sep 3, 2021 · Amount on Record
Deed Book / Page	1912 / 288
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jul 15, 2022
Property Address	109 CREEDMOOR RD, STEM, NC 27581-9347
Document Number	001912/288
Book / Page	1912 / 288
Instrument Date	Jul 11, 2022
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2681 NOBLEWOOD CIR APT 2212, 2681, RALEIGH, NC 27604-1868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CREEDMOOR RD, STEM, NC 27581-9347

Mortgage

Document Number	0001912292
Date	Jul 15, 2022
Instrument	1912/292

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Sep 3, 2021
Property Address	109 CREEDMOOR RD, STEM, NC 27581-9347
Document Number	1860/425
Book / Page	1860 / 425
Instrument Date	Aug 29, 2021
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5808 CALEDONIA ST, 5808, RALEIGH, NC 27609-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CREEDMOOR RD, STEM, NC 27581-9347

Mortgage

Document Number	1860428
Date	Sep 3, 2021
Instrument	1860/428

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Feb 16, 2021
Property Address	109 CREEDMOOR RD, STEM, NC 27581-9347
Document Number	1823/275
Book / Page	1823 / 275
Instrument Date	Jan 20, 2021
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5808 CALEDONIA ST, RALEIGH, NC 27609-3622

Mortgage

Document Number	1823278
Date	Feb 16, 2021
Instrument	1823/278

Lender

Name	NEW VISION TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 12, 2022

Tax Assessment & Valuation

Source: Granville County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Stem Town
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,783.00 (+92.33%)	$265,937 (+170.13%) Land $35,000 Building $230,937
2024			$265,937 (+170.13%) Land $35,000 Building $230,937
2023	$1,447.00 (+1.4%)	$98,446 (-) Land $30,000 Building $68,446	$98,446 (-) Land $30,000 Building $68,446
2022	$1,427.00	$98,446 Land $30,000 Building $68,446	$98,446 Land $30,000 Building $68,446

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1998–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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