109 Craig Ave, Garrison, KY 41141 Property Records

Lewis County property record for 109 Craig Ave, Garrison, KY 41141

Property Summary

Property Type	Single Family Home
Lot Size	0.462 acres (20,168 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jul 2022)
Tax Bill	$753 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-60-00-006.00`

Property Details

APN / Parcel Number

Primary APN	`120-60-00-006.00`
Alternative APNs	`13213` `13214`

Interior

Stories	1 Story

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Lot Area	20,168 sqft (0.462 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	13214
Street Address	109 CRAIG AVE
City	GARRISON
State	KY
Zip	41141-8352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 (0.463 AC) W/HOUSE - CAROUSELL
Legal Lot Number	6
Jurisdiction	LEWIS KY
Township / Civil Division	GARRISON
Census Block Group	3
Census Block	3033
Census Tract	930100

Owner

109 Craig Ave is owned and occupied by an individual who bought it in July 2022.

Source: Lewis County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	109 CRAIG AVE, GARRISON, KY 41141-8352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on File
Deed Sale	Jul 13, 2022 · Amount on File
Deed Document Number	4218008
Deed Book / Page	277 / 220
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS KY
Recording Date	Jul 13, 2022
Property Address	109 CRAIG AVE, GARRISON, KY 41141-8352
Document Number	000277/220
Book / Page	277 / 220
Map Reference	MB 2 PG 7
Instrument Date	Jun 16, 2022
Instrument	4218008
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 SHULTZ LN, 72, SOUTH SHORE, KY 41175-8942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CRAIG AVE, GARRISON, KY 41141-8352

Mortgage

Document Number	0004218009
Date	Jul 13, 2022
Instrument	4218009

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS KY
Property Address	109 CRAIG AVE, GARRISON, KY 41141-8352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	237/628
Date	Nov 29, 2018
Book Page	237/628
Instrument	165786

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 109 Craig Ave was $753 with an additional exemption.

Source: Lewis County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lewis County
Unified School District	Lewis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$753.00 Additional exemption filed	$65,000	$65,000
2023	$722.00 Additional exemption filed	$65,000	$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Craig Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1997–2011)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 5 claims Severe Storms And Flooding, Feb 2000 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Craig Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRISON QUINCY HEIGHTS WATER DISTRICT serves 2,908 people · EPA ID KY0680153
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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