Madison County property record for 109 Covington Way, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,166 sqft · built 2008 |
| Lot Size | 0.191 acres (8,357 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,608 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Mar 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081E-22-210 |
| Primary APN | 081E-22-210 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,166 sqft Adjusted Area |
| Gross Area | 2,721 sqft |
| 1st Floor Area | 2,721 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,357 sqft (0.191 acres) |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|
| Account Number | 47237 |
|---|---|
| Street Address | 109 COVINGTON WAY |
| City | MADISON |
| State | MS |
| Zip | 39110-6584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | C-10 COVINGTON-BLK C PH I@REUNION |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 22 |
| Legal Subdivision | COVINGTON BLK C PH 1 REUNION |
| Legal Phase | 1 |
| Legal Block | C |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30301 |
Source: Madison County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 COVINGTON WAY, MADISON, MS 39110-6584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2023 | Warranty Deed, Transfer · Line of Credit FIRST COMMERCIAL BANK |
| Mar 26, 2020 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Jul 30, 2018 | Loan Modification, Mortgage · Line of Credit TRUSTMARK NAT'L BK |
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2017 |
| Deed Sale | May 15, 2017 |
| Prior Sale | Jul 12, 2007 |
| Deed Document Number | 2017812496 |
| Deed Book / Page | 3478 / 184 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 26, 2023 |
| Property Address | 109 COVINGTON WAY, MADISON, MS 39110-6584 |
| Document Number | 004373/467 |
| Book / Page | 4373 / 467 |
| Map Reference | CAB E SL 41A |
| Instrument Date | Sep 20, 2023 |
| Instrument | 992342 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | BENCHMARK TITLE LLC (TH), BENCHMARK TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 363 BOB WHITE DR, CANTON, MS 39046-4928 |
| Name | Verified Name |
|---|---|
| Address | 109 COVINGTON WAY, MADISON, MS 39110-6584 |
| Document Number | 0000992343 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 992343 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 109 COVINGTON WAY, MADISON, MS 39110-6584 |
| Document Number | 0000888724 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 COVINGTON WAY MADISON MS 391106584, MADISON, MS 39110-6584 |
| Document Number | 0000888724 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 003837/000723 |
| Instrument | 888724 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 8, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 109 COVINGTON WAY, MADISON, MS 39110-6584 |
| Document Number | 0000845207 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 COVINGTON WAY MADISON MS 391106584, MADISON, MS 39110-6584 |
| Document Number | 0000845207 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 003635/000309 |
| Instrument | 845207 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 109 COVINGTON WAY, MADISON, MS 39110-6584 |
| Document Number | 0000814744 |
| Book / Page | 003491 / 000068 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 COVINGTON WAY MADISON MS 391106584, MADISON, MS 39110-6584 |
| Document Number | 0000814744 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 003491/000068 |
| Instrument | 814744 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 19, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,608.00 Homeowner's exemption | $29,889 (+0.04%) | $298,890 (+0.04%) Land $50,000 Building $248,890 |
| 2024 | $2,608.00 (-31.37%) | ||
| 2023 | $3,800.00 Homeowner's exemption | $29,877 | $298,770 Land $50,000 Building $248,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures