Richland County property record for 109 Cove View Dr, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,239 sqft · built 1987 |
| Lot Size | 0.317 acres (13,813 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,734 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02413-01-24 |
| Primary APN | 02413-01-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,239 sqft Heated Area |
| Gross Area | 3,371 sqft |
| 1st Floor Area | 1,847 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,813 sqft (0.317 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 162 sqft |
| Patio Area | 294 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01104281 |
|---|---|
| Street Address | 109 COVE VIEW DR |
| City | IRMO |
| State | SC |
| Zip | 29063-8803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 6 101X116.3X123.8X161.7 #SU BALLENTINE COVE #PR 50-8740 |
| Legal Subdivision | BALLENTINE COVE |
| Legal Lot Number | 6,101 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10310 |
109 Cove View Dr is owned and occupied by two individuals who acquired it in August 2011.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 COVE VIEW DR, IRMO, SC 29063-8803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PALMETTO CITIZENS FCU |
| Mar 15, 2019 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2011 |
| Transfer Doc | 0017552510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 109 COVE VIEW DR, IRMO, SC 29063-8803 |
| Document Number | 2384/3777 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 COVE VIEW DR IRMO SC 290638803, IRMO, SC 29063-8803 |
| Document Number | 2384/3777 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 002384/003777 |
| Instrument | 24360 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 109 COVE VIEW DR, IRMO, SC 29063-8803 |
| Document Number | 2379/3927 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 COVE VIEW DR IRMO SC 290638803, IRMO, SC 29063-8803 |
| Document Number | 2379/3927 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 002379/003927 |
| Instrument | 19251 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 109 Cove View Dr was $1,734.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,734.00 Homeowner's exemption | $236,200 (-) | $260,600 (-) Land $54,400 Building $206,200 |
| 2024 | $236,200 (+2,774.88%) | $260,600 (+26.87%) Land $54,400 Building $206,200 | |
| 2023 | $1,426.00 | $8,216 | $205,400 |
| 2021 | $1,411.00 | $8,220 | $205,400 Land $45,400 Building $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Cove View Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 50 units insured incl. 5 condo units |
| Nearby Flood Claims | 3 (2015–2026) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Cove View Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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