Montgomery County property record for 109 Cove Pl, Montgomery, TX 77356
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,577 sqft · built 2001 |
| Lot Size | 0.098 acres (4,253 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,200 (Aug 2011) |
| Tax Bill | $6,489 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2150-08-24200 |
| Primary APN | 2150-08-24200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,577 sqft Living Area |
| Gross Area | 2,036 sqft |
| 1st Floor Area | 1,577 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 4,253 sqft (0.098 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 COVE PL |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77356-8849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | APRIL SOUND 08, BLOCK 16, LOT 3 |
| Legal Subdivision | APRIL SOUND 08 |
| Legal Block | 16 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 694309 |
109 Cove Pl is owned by an individual who bought it in August 2011.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 COLE ST, WEBSTER, TX 77598-5018 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2011 · Amount on File |
| Deed Sale | Aug 8, 2011 · Amount on File |
| Prior Sale | Dec 29, 2010 · Amount on File |
| Deed Document Number | 201169276 |
| Prior Transfer Date | Jul 29, 2011 |
| Prior Transfer Doc | 0000069276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 109 COVE PL, MONTGOMERY, TX 77356-8849 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000094993 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 2018094993 |
| Name | GREAT WESTERN FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | PLANO, TX 75093 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 109 Cove Pl was $6,489, up 4.5% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Conroe City |
| County | Montgomery County |
| Unified School District | Montgomery Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,646 (-18.53%) Land $51,036 Building $201,610 | $252,646 (-18.53%) Land $51,036 Building $201,610 | |
| 2025 | $6,489.00 (+4.49%) | $310,100 (+1.13%) Land $102,084 Building $208,016 | $310,100 (+1.13%) Land $102,084 Building $208,016 |
| 2024 | $6,210.00 (-14.31%) | $306,628 (+0.71%) Land $72,480 Building $234,148 | $306,628 (+0.71%) Land $72,480 Building $234,148 |
| 2023 | $7,247.00 | $304,460 Land $72,480 Building $231,980 | $304,460 Land $72,480 Building $231,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Cove Pl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 7 (2016–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Cove Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY UD 4 serves 4,980 people · EPA ID TX1700286 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: MidSouth Fiber Internet, T-Mobile, Xfinity.
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