109 Cottonwood Loop, Boardman, OR 97818 Property Records

Morrow County property record for 109 Cottonwood Loop, Boardman, OR 97818

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,984 sqft · built 1977
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$3,991 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04N2517AA-03300`

Property Details

APN / Parcel Number

Primary APN	`04N2517AA-03300`
Alternative APN	`3935`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Building Area	2,984 sqft Living Area
1st Floor Area	1,524 sqft
Basement Area	1,460 sqft
Finished Basement	1,460 sqft
Interior Walls	Concrete
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	340 sqft
Driveway	Driveway
Driveway Area	840 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft
Patio Area	170 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	3935
Street Address	109 COTTONWOOD LOOP
City	BOARDMAN
State	OR
Zip	97818-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1; RESIDENTIAL
Legal Description	PROPERTY:R3935, COLUMBIA TERRACE, 4, 8
Legal Range	25E
Legal Township	04N
Legal Section	17
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	COLUMBIA TERRACE
Legal Block	4
Legal Lot Number	8
Jurisdiction	MORROW OR
Township / Civil Division	BOARDMAN
Census Block Group	2
Census Block	2006
Census Tract	970101

Owner

Source: Morrow County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 COTTONWOOD LOOP, BOARDMAN, OR 97818-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2007
Deed Sale	Mar 20, 2007
Deed Document Number	2007-18915
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OR
Property Address	109 COTTONWOOD LOOP, BOARDMAN, OR 97818-9707
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201741478
Date	Dec 15, 2017
Instrument	2017-41478

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OR
Property Address	109 COTTONWOOD LOOP, BOARDMAN, OR 97818-9707
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	MID-COLUMBIA TITLE COMPANY, MID COLUMBIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202251719
Date	Aug 1, 2022
Instrument	2022-51719

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	COQUILLE, OR 97423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 31, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Morrow County
Municipality	Boardman City
Unified School District	Morrow School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,991.00 (+18.01%)	$182,950 (+2.99%)	$350,970 (-) Land $61,320 Building $289,650
2024	$3,382.00 (+0.33%)	$177,630 (+3%)	$350,970 (+2.56%) Land $61,320 Building $289,650
2023	$3,371.00 (+11.11%)	$172,460 (+3%)	$342,220 (+7.24%) Land $61,320 Building $280,900
2022	$3,034.00	$167,440	$319,120 Land $61,320 Building $257,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 79% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOARDMAN serves 5,749 people · EPA ID OR4100130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
PocketiNet Fixed Wireless	10 / 1
CenturyLink DSL	10 / 1

May also be available: Blue Mountain Net, PDTFast.net, Verizon.

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