Richland County property record for 109 Cotoneaster Dr, Columbia, SC 29229
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,516 sqft · built 2008 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $220,000 (Jan 2026) |
| Tax Bill | $2,592 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23115-01-72 |
| Primary APN | 23115-01-72 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,516 sqft Heated Area |
| Gross Area | 4,043 sqft |
| 1st Floor Area | 1,771 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 115 sqft |
| Patio Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01887658 |
|---|---|
| Street Address | 109 COTONEASTER DR |
| City | COLUMBIA |
| State | SC |
| Zip | 29229-9588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 100 75X120X75X120 #SU PALMETTO PL PH VI #PR RB1154-1882 |
| Legal Subdivision | PALMETTO PLACE |
| Legal Lot Number | 75,100 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11424 |
Source: Richland County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6650 RIVERS AVE, 100, NORTH CHARLESTON, SC 29406-4809 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CLEAREDGELENDING |
| May 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 19, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on Record |
| Deed Sale | Jan 22, 2026 · Amount on Record |
| Prior Sale | Oct 29, 2008 · Amount on Record |
| Deed Document Number | 20263358 |
| Deed Book / Page | 3093 / 2247 |
| Prior Transfer Date | Jan 20, 2026 |
| Prior Transfer Doc | 0000003358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 3, 2026 |
| Property Address | 109 COTONEASTER DR, COLUMBIA, SC 29229-9588 |
| Document Number | 0000044443 |
| Book / Page | 3163 / 2909 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202644443 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 161 HERRICK CT, LEXINGTON, SC 29072-8260 |
| Document Number | 0000044443, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 3163/2909 |
| Instrument | 202644443 |
| Name | CLEAREDGELENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 109 COTONEASTER DR, COLUMBIA, SC 29229-9588 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 109 COTONEASTER DR, COLUMBIA, SC 29229-9588 |
| Document Number | 0027431335 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 2743/1335 |
| Instrument | 2022027202 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 19, 2017 |
| Property Address | 109 COTONEASTER DR, COLUMBIA, SC 29229-9588 |
| Document Number | 2203/2984 |
| Book / Page | 002203 / 002984 |
| Instrument Date | Oct 30, 2016 |
| Instrument | 27592 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 COTONEASTER DR COLUMBIA SC 292299588, COLUMBIA, SC 29229-9588 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,592.00 (+14.49%) | $266,500 (-) | $330,800 (-) Land $40,800 Building $290,000 |
| 2024 | $266,500 (+2,775.49%) | $330,800 (+42.77%) Land $40,800 Building $290,000 | |
| 2023 | $2,264.00 | $9,268 (-0.02%) | $231,700 (-) |
| 2021 | $2,264.00 | $9,270 | $231,700 Land $32,400 Building $199,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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