Ellis County property record for 109 Cool Meadows Ln, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,220 sqft · built 2019 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,700 (Aug 2019) |
| Tax Bill | $6,075 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2019 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R270749 |
| Primary APN | R270749 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 2,700 sqft |
| 1st Floor Area | 2,220 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 COOL MEADOWS LN |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-8905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 BLK L HARMONY PH 3 .13 AC |
| Legal Subdivision | HARMONY PH 3 |
| Legal Block | L |
| Legal Lot Number | 17 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60216 |
109 Cool Meadows Ln is owned and occupied by two individuals who bought it in August 2019.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 COOL MEADOWS LN, RED OAK, TX 75154-8905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 5, 2019 | Quit Claim Deed, Transfer OTHER |
| Aug 5, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage DAS ACQUISITION |
| Dec 20, 2018 | Warranty Deed, Transfer AMERICAN LAND TITLE |
| Dec 20, 2018 | Loan Modification, Mortgage · Line of Credit INDEPENDENT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2019 · Amount on File |
| Deed Sale | Aug 5, 2019 · Amount on File |
| Prior Sale | Aug 5, 2019 |
| Deed Document Number | 201922325 |
| Prior Transfer Date | Jul 31, 2019 |
| Prior Transfer Doc | 0000022324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 109 COOL MEADOWS LN, RED OAK, TX 75154-8905 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 2127798 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2127798 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Aug 5, 2019 |
| Property Address | 109 COOL MEADOWS LN, RED OAK, TX 75154-8905 |
| Document Number | 0000022324 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 22324 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Aug 5, 2019 |
| Property Address | 109 COOL MEADOWS LN, RED OAK, TX 75154-8905 |
| Document Number | 0000022325 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 22325 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | AMERICAN LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 COOL MEADOWS LN RED OAK TX 751548905, RED OAK, TX 75154-8905 |
| Document Number | 22326 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 22326 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Dec 20, 2018 |
| Property Address | 109 COOL MEADOWS LN, RED OAK, TX 75154-8905 |
| Document Number | 0000036425 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 36425 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Dec 20, 2018 |
| Property Address | 109 COOL MEADOWS LN, RED OAK, TX 75154-8905 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 36426 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Investor | Possibly a Property Investor |
| Document Number | 0000036426 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 36426 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | 400 N CARROLL BLVD, DENTON, TX 76201-9011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 109 Cool Meadows Ln was $6,075 with a homeowner's exemption, down 2.2% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,453 (-0.91%) Land $55,000 Building $314,453 | $369,453 (-0.91%) Land $55,000 Building $314,453 | |
| 2025 | $6,075.00 (-2.17%) Homeowner's exemption | $372,852 Land $55,000 Building $317,852 | $372,852 Land $55,000 Building $317,852 |
| 2024 | $6,210.00 (-18.83%) | ||
| 2023 | $7,651.00 | $422,720 Land $55,000 Building $367,720 | $422,720 Land $55,000 Building $367,720 |
| 2018 | $604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Cool Meadows Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Cool Meadows Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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