109 Compass Point Dr, Madison, AL 35758 Property Records

Madison County property record for 109 Compass Point Dr, Madison, AL 35758

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,352 sqft · built 1997
Lot Size0.283 acres (12,355 sqft)
Owner2 Company Names on Record
Last Sale$112,000 (Aug 2024)
Tax Bill$2,573 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-05-22-0-002-002.058

Property Details

APN / Parcel Number

Primary APN16-05-22-0-002-002.058
Alternative APNs
  • 551535
  • 632949

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,352 sqft Living Area
1st Floor Area2,352 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Construction TypeWood
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,355 sqft (0.283 acres)
Lot Dimensions115 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number632949
Street Address109 COMPASS POINT DR
CityMADISON
StateAL
Zip35758-7993
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLK 2 COMPASS POINTE PH 2 A RESUB OF LOT 1 OF A RESUB OF LOT 5 BLK 1 OF EDGEWATER PB 34 PG 2
Legal Range02W
Legal Township04S
Legal Section22
Legal SubdivisionCOMPASS POINTE PH 2
Legal Block2
Legal Lot Number14
JurisdictionMADISON AL
Township / Civil DivisionTRIANA
Census Block Group3
Census Block3025
Census Tract11203

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address109 COMPASS POINT DR, MADISON, AL 35758-7993
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Warranty Deed, Transfer · Conventional with PMI
TRUIST BK
Jan 22, 2018Grant Deed, Transfer · FHA Mortgage
PLATINUM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2024 · Amount on Record
Deed SaleAug 2, 2024 · Amount on Record
Prior SaleJul 10, 2020 · Amount on Record
Deed Book / Page2024 / 29142
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateJul 10, 2020
Property Address109 COMPASS POINT DR, MADISON, AL 35758-7993
Document Number0000049392
Instrument DateJun 29, 2020
Instrument49392
Transaction TypeTransfer
Record UpdatedAug 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$16.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address109 COMPASS POINT DR MADISON AL 357587993, MADISON, AL 35758-7993

Mortgage

Document Number49393
DateJul 10, 2020
Instrument49393
Lender
NameTRUIST BK
AddressWILSON, NC 27893
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 9, 2050

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADISON AL
Recording DateJan 22, 2018
Property Address109 COMPASS POINT DR, MADISON, AL 35758-7993
Document Number0000004242
Instrument DateJan 18, 2018
Instrument4242
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyADM TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$20.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address109 COMPASS POINT DR MADISON AL 357587993, MADISON, AL 35758-7993

Mortgage

Document Number4243
DateJan 22, 2018
Instrument4243
Lender
NamePLATINUM MTG
TypeMortgage Company
AddressMADISON, AL 35758
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,573.00 (+1.58%)
2025$2,533.00 (-1.63%) Homeowner's exemption$37,000 (-1.6%) Land $7,500 Building $29,500$370,000 (-1.6%) Land $75,000 Building $295,000
2023$2,575.00 (+12.54%) Homeowner's exemption$37,600 (+12.31%) Land $7,500 Building $30,100$376,000 (+12.34%) Land $75,000 Building $301,000
2022$2,288.00 Homeowner's exemption$33,480 Land $5,500 Building $27,980$334,700 Land $55,000 Building $279,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.2% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Google Fiber, T-Mobile.

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