Bolivar County property record for 109 Commerce Ave, Cleveland, MS 38732
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1 ba · 4,824 sqft · built 1971 |
| Lot Size | 0.238 acres (10,395 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,178 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 33-21-030-03-00901 |
| Primary APN | 33-21-030-03-00901 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 4,824 sqft Adjusted Area |
| 1st Floor Area | 4,800 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Finished/Painted |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 10,395 sqft (0.238 acres) |
| Lot Dimensions | 110 ft deep x 94 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 10152 |
|---|---|
| Street Address | 109 COMMERCE AVE |
| City | CLEVELAND |
| State | MS |
| Zip | 38732-2735 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | S 94.5 FT OF LOT 9 BLK 3 CLEVELAND |
| Legal Range | 05 |
| Legal Township | 22 |
| Legal Section | 21 |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | BOLIVAR MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 950701 |
Source: Bolivar County records · APN 33-21-030-03-00901
Assessment roll updated February 10, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 201 E TOWNE DR, BRANDON, MS 39042-7311 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Bolivar County records · Assessment roll updated February 10, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Bolivar County |
| Municipality | Cleveland City |
| Unified School District | Cleveland School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,178.00 (+10.4%) | $36,413 (-) | $242,750 (-) Land $49,900 Building $192,850 |
| 2023 | $36,413 (-) | $242,750 (-) Land $49,900 Building $192,850 | |
| 2022 | $36,413 | $242,750 Land $49,900 Building $192,850 | |
| 2018 | $5,596.00 |
Source: FEMA National Flood Hazard Layer, Bolivar County (28011C), as of March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280119507012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 16 (1979–2016) |
| Claims Outside the SFHA | 11 of 16 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| Telapex Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 318 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MS0060006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CLEVELAND serves 16,392 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment May 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures