109 Colony Pl, Bel Air, MD 21014 Property Records

Harford County property record for 109 Colony Pl, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,781 sqft · built 1964
Lot Size	0.712 acres (31,030 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2008)
Tax Bill	$3,611 (2026)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-100944`

Property Details

APN / Parcel Number

Primary APN	`03-100944`
Alternative APNs	`3100944` `100944`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,781 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	31,030 sqft (0.712 acres)
Lot Dimensions	271 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	100944
Street Address	109 COLONY PL
City	BEL AIR
State	MD
Zip	21014-5408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 31030 SF 109 COLONY PLACE WORTHINGTON HGTS P 12/83
Legal Subdivision	WORTHINGTON HEIGHTS
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2012
Census Tract	303602

Owner

109 Colony Pl is owned and occupied by two individuals who bought it in June 2008.

Source: Harford County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 COLONY PL, BEL AIR, MD 21014-5408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2008 · Amount on File
Deed Sale	Jun 16, 2008 · Amount on File
Deed Document Number	20081760
Deed Book / Page	7854 / 7
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	109 COLONY PL, BEL AIR, MD 21014-5408
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152890275
Date	Jan 5, 2022
Book Page	15289/275

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 109 Colony Pl was $3,611 with a homeowner's exemption, up 6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,611.00 (+5.96%) Homeowner's exemption	$331,400	$340,600 Land $109,200 Building $231,400
2025	$3,408.00 Homeowner's exemption
2023		$298,733	$326,800 Land $109,200 Building $217,600
2022	$3,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Colony Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Colony Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20