Polk County property record for 109 Coleman Rd, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,282 sqft · built 1959 |
| Lot Size | 0.294 acres (12,824 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Nov 2016) |
| Tax Bill | $863 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-25-354500-000050 |
| Primary APN | 25-28-25-354500-000050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,824 sqft (0.294 acres) |
| Lot Dimensions | 120 ft deep x 95 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 1,995 sqft |
| Carport | Carport |
| Carport Area | 1,995 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 403 sqft |
| Shed | 1 Shed |
| Utility Building | 96 sqft |
| Street Address | 109 COLEMAN RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | JAN PHYL VILLAGE UNIT 4 PB 40 PG 40 LOT 5 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | JAN PHYL VILLAGE UNIT 04 |
| Legal Tract | 354500 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Legal Unit | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 13802 |
109 Coleman Rd is owned and occupied by an individual who bought it in November 2016.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 COLEMAN RD, WINTER HAVEN, FL 33880-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2016 · Amount on File |
| Deed Sale | Nov 3, 2016 · Amount on File |
| Prior Sale | Jul 21, 2016 · Amount on File |
| Deed Document Number | 2016200319 |
| Deed Book / Page | 9976 / 1360 |
| Prior Transfer Date | Mar 14, 2016 |
| Prior Transfer Doc | 0097681604 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 109 Coleman Rd was $863 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,848 (+2.7%) | $178,955 (+0.27%) Land $31,000 Building $147,955 | |
| 2025 | $863.00 Homeowner's exemption | $106,960 | $178,481 Land $31,000 Building $147,481 |
| 2023 | $1,325.00 (+6.77%) Homeowner's exemption | $100,918 (+3%) | $187,257 (+12.79%) Land $30,000 Building $157,257 |
| 2022 | $1,241.00 Homeowner's exemption | $97,979 | $166,025 Land $25,000 Building $141,025 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Coleman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Coleman Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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