Jo Daviess County property record for 109 Cogan Dr, Galena, IL 61036
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $108 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-401-005-00 |
| Primary APN | 08-401-005-00 |
|---|
| Lot Area | 25,265 sqft (0.58 acres) |
|---|
| Street Address | 109 COGAN DR |
|---|---|
| City | GALENA |
| State | IL |
| Zip | 61036-9742 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | THE GALENA TERRITORY EAGLE RIDGE UNIT 1 LOT 5 |
| Legal Subdivision | THE GALENA TERRITORY EAGLE RIDGE |
| Legal Lot Number | 5 |
| Legal Unit | 1 |
| Jurisdiction | JO DAVIESS IL |
| Township / Civil Division | GUILFORD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20401 |
109 Cogan Dr, residential vacant land, is owned by two individuals.
Source: Jo Daviess County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 310 E UNION AVE, WHEATON, IL 60187-4230 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 109 Cogan Dr was $108, up 2% from the year before.
Source: Jo Daviess County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jo Daviess County |
| County Subdivision | Guilford Township |
| Unified School District | Scales Mound Community Unit School District 211 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $108.00 (+2%) | $2,250 (+223.28%) Land $2,250 | $6,751 (+223.32%) Land $6,751 |
| 2024 | $36.00 | $696 Land $696 | $2,088 Land $2,088 |
| 2022 | $35.00 | $454 Land $454 | $1,362 Land $1,362 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Cogan Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Cogan Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-GALENA private · serves 2,294 people · EPA ID IL0855050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jo-Carroll Energy Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream, Verizon.
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